26655 Bee Tree Rd, Henderson, MD 21640 Property Records

Caroline County property record for 26655 Bee Tree Rd, Henderson, MD 21640

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,344 sqft · built 1973
Lot Size	3.39 acres (147,668 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2017)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-012908`

Property Details

APN / Parcel Number

Primary APN	`01-012908`
Alternative APNs	`1012908` `012908`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,344 sqft Total Area
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	147,668 sqft (3.39 acres)

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	012908
Street Address	26655 BEE TREE RD
City	HENDERSON
State	MD
Zip	21640-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	3.39 AC S/S BEE TREE RD W OF HENDERSON
Legal Subdivision	BEE TREE ROAD
Jurisdiction	CAROLINE MD
Township / Civil Division	1, HENDERSON
Census Block Group	2
Census Block	2005
Census Tract	955000

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26655 BEE TREE RD, HENDERSON, MD 21640-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 10, 2017	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	20171248-239
Deed Book / Page	1248 / 239
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	26655 BEE TREE RD, HENDERSON, MD 21640-1608
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015170197
Date	Aug 26, 2021
Book Page	1517/197

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	26655 BEE TREE RD, HENDERSON, MD 21640-1608
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013950318
Date	Jan 9, 2020
Book Page	1395/318

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Mar 10, 2017
Property Address	26655 BEE TREE RD, HENDERSON, MD 21640-1608
Document Number	0012480239
Book / Page	1248 / 239
Instrument Date	Feb 13, 2017
Instrument	1248-239
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26655 BEE TREE RD, HENDERSON, MD 21640-1608

Mortgage

Document Number	0012480244
Date	Mar 10, 2017
Book Page	1248/244
Instrument	1248-244

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	20161

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,767 (+23.27%)	$299,700 (+28.13%) Land $96,900 Building $202,800
2025	$2,853.00 (+15.98%)
2023	$2,460.00	$225,333	$233,900 Land $76,200 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bee Tree Rd

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