26654 Cottman Rd, Eden, MD 21822 Property Records

Wicomico County property record for 26654 Cottman Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,144 sqft · built 2020
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,680 (2025)
Deeds & Mortgages	May 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-129911`

Property Details

APN / Parcel Number

Primary APN	`07-129911`
Alternative APN	`129911`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,144 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	110,642 sqft (2.54 acres)
Garage Type	Attached
Garage Area	1,350 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	129911
Street Address	26654 COTTMAN RD
City	EDEN
State	MD
Zip	21822-2160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	L-4; 2.54 ACRES 26654 COTTMAN RD GARNETT & WIDDOWSON
Legal Lot Number	4
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2038
Census Tract	10800

Owner

26654 Cottman Rd is owned and occupied by two individuals who acquired it in May 2020.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 113, ALLEN, MD 21810-0113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 1, 2020
Transfer Doc	0046310383
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	May 11, 2020
Property Address	26654 COTTMAN RD, EDEN, MD 21822-2160
Document Number	0046310383
Book / Page	4631 / 383
Map Reference	CAB 17 FO 259
Instrument Date	May 1, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC TTL CONSULTANTS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 113, ALLEN, MD 21810-0113

Mortgage

Document Number	0004631387
Date	May 11, 2020
Instrument	4631/387

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 26654 Cottman Rd was $4,680 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,433 (+13.01%)	$696,300 (-) Land $37,300 Building $659,000
2025	$4,680.00 Homeowner's exemption	$552,567	$696,300 Land $37,300 Building $659,000
2023	$4,743.00 Homeowner's exemption	$475,533	$480,700 Land $37,300 Building $443,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26654 Cottman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26654 Cottman Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber.

Nearby Properties on Cottman Rd

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All Eden, MD Property Records

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