2665 15th Ave E, North Saint Paul (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2665 15th Ave E, North Saint Paul, MN 55109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,473 sqft · built 1953
Lot Size0.228 acres (9,975 sqft)
OwnerIndividual Name on File
Last Sale$185,351 (Apr 2015)
Tax Bill$4,190 (2023)
Deeds & MortgagesFeb 2023 Line of Credit
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-29-22-11-0058

Property Details

APN / Parcel Number

Primary APN12-29-22-11-0058

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,473 sqft Living Area
1st Floor Area1,023 sqft
Basement Area450 sqft
Finished Basement450 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialStucco
Lot Area9,975 sqft (0.228 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2665 15TH AVE E
CityNORTH ST PAUL
StateMN
Zip55109-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD
Legal DescriptionTHIRD ADDITION TO NORTH,ST. PA LOTS 18 AND LOT 19 BLK 2
Legal Range22
Legal Township29
Legal Section12
Legal Quarter1
Quarter-Quarter Section1
Legal SubdivisionTHIRD ADDITION TO NORTH,ST PA
Legal Block2
Legal Lot Number18-19
JurisdictionRAMSEY MN
Township / Civil DivisionNORTH ST. PAUL
Census Block Group1
Census Block1023
Census Tract42602

Owner

2665 15th Ave E is owned and occupied by an individual who bought it in April 2015.

Source: Ramsey County records, as of April 29, 2024

Owner of RecordIndividual Name on File
Mailing Address2665 15TH AVE E, NORTH SAINT PAUL, MN 55109-2329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL CU
Feb 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 28, 2020Deed of Trust, Mortgage · Line of Credit
SPIRE CU
Oct 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPIRE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2015 · Amount on File
Deed SaleApr 8, 2015 · Amount on File
Prior SaleFeb 2, 2004 · Amount on File
Deed Document NumberT02526984
Record UpdatedJun 7, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2665 15TH AVE E, NORTH ST PAUL, MN 55109-2329
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02749480
DateFeb 14, 2023
InstrumentT02749480
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 13, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2665 15TH AVE E, NORTH ST PAUL, MN 55109-2329
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02725906
DateFeb 23, 2022
InstrumentT02725906
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2665 15TH AVE E, NORTH ST PAUL, MN 55109-2329
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02676265
DateSep 28, 2020
InstrumentT02676265
Lender
NameSPIRE CU
TypeCredit Union
AddressSAINT PAUL, MN 55113
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 1, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2665 15TH AVE E, NORTH ST PAUL, MN 55109-2329
Document Number0004785774
Instrument DateOct 9, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyTITLESMART

Transferred To (Grantee/Buyer)

NameVerified Name
Address2665 15TH AVE E NORTH ST PAUL MN 551092329, NORTH ST PAUL, MN 55109-2329

Mortgage

Document Number0004785774
DateDec 2, 2019
Instrument4785774
Lender
NameSPIRE CU
AddressFALCON HEIGHTS, MN 55113
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2039

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityNorth St. Paul City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,190.00 Homeowner's exemption$290,300 Land $58,500 Building $231,800$290,300 Land $58,500 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2665 15th Ave E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2665 15th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNorth Saint Paul
serves 13,134 people · EPA ID MN1620011
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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