26640 Upper Necktie River Dr, Bemidji, MN 56601 Property Records

Hubbard County property record for 26640 Upper Necktie River Dr, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,869 sqft · built 2007
Lot Size	9.5 acres (413,820 sqft)
Owner	Individual Name on File
Last Sale	$387,000 (Mar 2022)
Tax Bill	$2,976 (2026)
Deeds & Mortgages	Mar 2021 Refinance May 2009 Mortgage + 3 more
APN	`11.01.01240`

Property Details

APN / Parcel Number

Primary APN	`11.01.01240`
Alternative APN	`100330`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Finished Basement	1,740 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Metal
Roof Type	Hip
Roof Material	Asbestos
Lot Area	413,820 sqft (9.5 acres)
Garage Area	1,760 sqft
Driveway	Driveway
Driveway Area	576 sqft
Parking Spaces	7 Parking Spaces
Deck Area	160 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Convection

Location & Zoning

Account Number	100330
Street Address	26640 UPPER NECKTIE RIVER DR
City	BEMIDJI
State	MN
Zip	56601-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-01 TWP-145 RANGE-033 9.50 AC 1-11C P/O NE1/4 OF SE1/4 & SE1/4 OF NE1/4 FR SW COR OF NE1/4 OF SE1/4 N1047.88 PB SE30 0 NE
Legal Range	33
Legal Township	145
Legal Section	01
Jurisdiction	HUBBARD MN
Township / Civil Division	HELGA
Census Block Group	4
Census Block	4006
Census Tract	70100

Owner

26640 Upper Necktie River Dr is owned and occupied by an individual who bought it in March 2022.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26640 UPPER NECKTIE RIVER DR, BEMIDJI, MN 56601-6217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF BEMIDJI
May 22, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Feb 23, 2012	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Mar 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WOODLAND NATIONAL BANK
Jun 1, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Document Number	2022422665
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	26640 UPPER NECKTIE RIVER DR, BEMIDJI, MN 56601-6217
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000415303
Date	Mar 10, 2021
Instrument	A000415303

Lender

Name	FIRST NATIONAL BANK OF BEMIDJI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	26640 UPPER NECKTIE RIVER DR, BEMIDJI, MN 56601-6217
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000339206
Date	May 22, 2009
Instrument	A000339206

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	26640 UPPER NECKTIE RIVER DR, BEMIDJI, MN 56601-6217
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000357323
Date	Feb 23, 2012
Instrument	A000357323

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2027

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Mar 2, 2022
Property Address	26640 UPPER NECKTIE RIVER DR, BEMIDJI, MN 56601-6217
Document Number	A000422665
Instrument Date	Feb 28, 2022
Instrument	A000422665
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26646 UPPER NECKTIE RIVER DR, BEMIDJI, MN 56601-6217

Mortgage

Document Number	A000422666
Date	Mar 2, 2022
Instrument	A000422666

Lender

Name	WOODLAND NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jun 1, 2007
Property Address	26640 UPPER NECKTIE RIVER DR, BEMIDJI, MN 56601-6217
Document Number	A000325192
Instrument Date	May 10, 2007
Instrument	A000325192
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Tax	$115.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2026 property tax bill for 26640 Upper Necktie River Dr was $2,976.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Helga Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,976.00
2025	$2,976.00	$404,500 Land $57,700 Building $346,800	$404,500 Land $57,700 Building $346,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 26640 Upper Necktie River Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26640 Upper Necktie River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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