2664 W Perch Rd, Monroe, VA 24574 Property Records

Amherst County property record for 2664 W Perch Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,330 sqft · built 1993
Lot Size	7.75 acres (337,808 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Aug 2026)
Tax Bill	$2,052 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119 A 1A`

Property Details

APN / Parcel Number

Primary APN	`119 A 1A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,330 sqft Living Area
1st Floor Area	1,702 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Bungalow
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	337,808 sqft (7.75 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Patio
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2664 W PERCH RD
City	MONROE
State	VA
Zip	24574-2993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ON RT 650 119 A 1A
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	4
Census Block	4135
Census Tract	10100

Owner

Source: Amherst County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 AARON PL, 106, LYNCHBURG, VA 24502-2449
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK AND TRUST COMPANY
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 11, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	20262425
Prior Transfer Date	Apr 11, 2025
Prior Transfer Doc	0000001056
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 10, 2026
Property Address	2664 W PERCH RD, MONROE, VA 24574-2993
Document Number	0000002425
Instrument Date	Aug 7, 2026
Instrument	20262425
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,985.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 AARON PL, 106, LYNCHBURG, VA 24502-2449

Mortgage

Document Number	0000002426,
Date	Aug 10, 2026
Instrument	20262426

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	2664 W PERCH RD, MONROE, VA 24574-2993
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002179
Date	Jul 13, 2020
Instrument	200002179

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	2664 W PERCH RD, MONROE, VA 24574-2993
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LINEAR TITLE AND CLOSING, LINEAR TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000327
Date	Feb 6, 2018
Instrument	180000327

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Dec 11, 2018
Property Address	2664 W PERCH RD, MONROE, VA 24574-2993
Document Number	0180003359
Instrument Date	Dec 3, 2018
Instrument	180003359
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2664 W PERCH RD, MONROE, VA 24574-2993

Mortgage

Document Number	0180003361
Date	Dec 11, 2018
Instrument	180003361

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,052.00 (+43.4%)	$234,600 (-) Land $45,300 Building $189,300	$366,500 (+56.22%) Land $54,300 Building $312,200
2025	$1,431.00
2024		$234,600 (-) Land $45,300 Building $189,300	$234,600 (-) Land $45,300 Building $189,300
2023	$1,431.00	$234,600 Land $45,300 Building $189,300	$234,600 Land $45,300 Building $189,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1985–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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