2664 Torrence Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 2664 Torrence Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,612 sqft · built 1967
Lot Size	0.384 acres (16,740 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Jun 2020)
Tax Bill	$1,296 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06244 5 46`

Property Details

APN / Parcel Number

Primary APN	`06244 5 46`
Alternative APN	`168905`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,612 sqft Heated Area
Gross Area	3,604 sqft
1st Floor Area	1,612 sqft
Basement Area	1,636 sqft
Finished Basement	818 sqft
Unfinished Basement	818 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,740 sqft (0.384 acres)
Lot Dimensions	155 ft deep x 108 ft wide

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	168905
Street Address	2664 TORRENCE LN
City	LENOIR
State	NC
Zip	28645-8574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1990 PG 716 YR 20 ST 336.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4010
Census Tract	30900

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2664 TORRENCE LN, LENOIR, NC 28645-8574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 9, 2020	Deed of Trust, Mortgage · VA Mortgage CERTAINTY HM LNS LLC
Jun 9, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 19, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	202010044832
Deed Book / Page	1990 / 716
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2664 TORRENCE LN, LENOIR, NC 28645-8574
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020291368
Date	Aug 4, 2021
Book Page	2029/1368
Instrument	10060922

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2664 TORRENCE LN, LENOIR, NC 28645-8574
Document Number	0010044833
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2664 TORRENCE CT LENOIR NC 286458574, LENOIR, NC 28645-8574

Mortgage

Document Number	0010044833
Date	Jun 9, 2020
Book Page	001990/000719
Instrument	10044833

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 9, 2020
Property Address	2664 TORRENCE LN, LENOIR, NC 28645-8574
Document Number	0010044832
Book / Page	001990 / 000716
Instrument Date	Jun 8, 2020
Instrument	10044832
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2664 TORRENCE CT LENOIR NC 286458574, LENOIR, NC 28645-8574

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 19, 2019
Property Address	2664 TORRENCE LN, LENOIR, NC 28645-8574
Document Number	0010030337
Book / Page	001957 / 001998
Instrument Date	Feb 13, 2019
Instrument	10030337
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2664 TORRENCE CT LENOIR NC 286458574, LENOIR, NC 28645-8574

Mortgage

Document Number	10030338
Date	Feb 19, 2019
Book Page	001957/002002
Instrument	10030338

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Gamewell Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,296.00 (-34.81%)	$259,200 (-) Land $15,600 Building $243,600
2025	$1,988.00 (+70.21%)	$259,200 (+58.92%) Land $15,600 Building $243,600	$259,200 (+58.92%) Land $15,600 Building $243,600
2023		$163,100 (-) Land $15,600 Building $147,500	$163,100 (-) Land $15,600 Building $147,500
2022	$1,168.00	$163,100 Land $15,600 Building $147,500	$163,100 Land $15,600 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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