2664 Churchill Downs Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2664 Churchill Downs Cir, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,038 sqft · built 1998
Lot Size0.315 acres (13,729 sqft)
Owner2 Owner Names on File
Last Sale$220,000 (Aug 2014)
Tax Bill$1,492 (2025)
Flood ZoneZone X (minimal risk)
APN138E B 030

Property Details

APN / Parcel Number

Primary APN138E B 030
Alternative APN
  • 0000131253

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,038 sqft Living Area

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,729 sqft (0.315 acres)
Lot Dimensions179 ft deep x 76.7 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000131253
Street Address2664 CHURCHILL DOWNS CIR
CityCHATTANOOGA
StateTN
Zip37421-1489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 41 DERBY DOWNS PHASE I PB46 PG124 REV 56-175 OUT OF 138E-A-12 FOR 1992
Legal SubdivisionDERBY DOWNS PHASE I
Legal Phase1
Legal Lot Number41
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group1
Census Block1010
Census Tract11448

Owner

The current owner of 2664 Churchill Downs Cir bought it in August 2014.

Source: Hamilton County records, as of December 31, 2025

Owner of Record2 Owner Names on File
Mailing Address2664 CHURCHILL DOWNS CIR, CHATTANOOGA, TN 37421-1489
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2014 · Amount on File
Deed SaleAug 13, 2014 · Amount on File
Prior SaleJun 10, 2008 · Amount on File
Deed Document Number2014081300008
Deed Book / Page10278 / 964
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2664 Churchill Downs Cir was $1,492, up 9.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,492.00 (+9.79%)$98,500 (+62.14%)$394,000 (+62.14%) Land $65,000 Building $329,000
2024$1,359.00$60,750 (-)$243,000 (-) Land $40,000 Building $203,000
2023$1,359.00$60,750 (-)$243,000 (-) Land $40,000 Building $203,000
2022$1,359.00$60,750$243,000 Land $40,000 Building $203,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2664 Churchill Downs Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims4 (2009–2025)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2664 Churchill Downs Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Churchill Downs Cir

Nearby Streets

Search Property Records by Address or Parcel Number