26621 Calle Lago, Dana Point (Capistrano Beach), CA 92624 Property Records

Orange County property record for 26621 Calle Lago, Dana Point, CA 92624

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1970
Lot Size	0.14 acres (6,105 sqft)
Owner	Individual Name on Record
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-422-05`

Property Details

APN / Parcel Number

Primary APN	`123-422-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	6,105 sqft (0.14 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	26621 CALLE LAGO
City	DANA POINT
State	CA
Zip	92624-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6977 BLK LOT 51
Legal Subdivision	TRACT NO 6977
Legal Tract	6977
Legal Lot Number	51
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2005
Census Tract	42201

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26621 CALLE LAGO, CAPISTRANO BEACH, CA 92624-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 9, 2020
Transfer Doc	0000661292
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26621 CALLE LAGO, DANA POINT, CA 92624-1303
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26621 CALLE LAGO, DANA POINT, CA 92624-1303

Mortgage

Document Number	0000264476
Date	Aug 1, 2022
Instrument	2022000264476

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26621 CALLE LAGO, DANA POINT, CA 92624-1303
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26621 CALLE LAGO, DANA POINT, CA 92624-1303

Mortgage

Document Number	0000222539
Date	Jun 22, 2022
Instrument	2022000222539

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 16, 2020
Property Address	26621 CALLE LAGO, DANA POINT, CA 92624-1303
Document Number	0000661292
Map Reference	MB 260 PG 37-39
Instrument Date	Nov 9, 2020
Instrument	2020000661292
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26621 CALLE LAGO, DANA POINT, CA 92624-1303

Mortgage

Document Number	0000661293
Date	Nov 16, 2020
Instrument	2020000661293

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jan 27, 2020
Property Address	26621 CALLE LAGO, DANA POINT, CA 92624-1303
Document Number	0000034659
Instrument Date	Dec 13, 2019
Instrument	34659
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5349 BROOKWOOD CT EL SOBRANTE CA 948033887, EL SOBRANTE, CA 94803-3887

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$93,304 (+2%) Land $34,650 Building $58,654
2025	$3,056.00 (+19.14%)	$91,475 (+4.04%) Land $33,971 Building $57,504
2023	$2,565.00 (+7.01%)	$87,924 Land $32,652 Building $55,272
2022	$2,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	39 units insured incl. 37 condo units
Nearby Flood Claims	42 (1983–2020)
Claims Outside the SFHA	10 of 42
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 6 claims Severe Storms, High Tides & Flooding, Jan 1988 · 7 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ORANGE COUNTY WD - WZ serves 0 people · EPA ID CA3010093
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Verizon.

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