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2662 Derby Ct, Elgin, IL 60124 Property Records

Kane County property record for 2662 Derby Ct, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,496 sqft · built 1991
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$10,485 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-427-015

Property Details

APN / Parcel Number

Primary APN06-17-427-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,496 sqft Living Area
Gross Area3,847 sqft
Basement Area1,351 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2662 DERBY CT
CityELGIN
StateIL
Zip60124-5504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 2 LOT 81
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number81
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4023
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2662 DERBY CT, ELGIN, IL 60124-5504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2662 DERBY CT, ELGIN, IL 60124-5504
Document Number0000035605
Instrument DateMay 9, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2662 DERBY CT ELGIN IL 601245504, ELGIN, IL 60124-5504

Mortgage

Document Number0000035605
DateJul 2, 2020
Instrument35605
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2662 DERBY CT, ELGIN, IL 60124-5504
Document Number0000035906
Instrument DateAug 5, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2662 DERBY CT ELGIN IL 601245504, ELGIN, IL 60124-5504

Mortgage

Document Number0000035906
DateAug 12, 2019
Instrument35906
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 11, 2034

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,485.00 (+6.54%) Homeowner's exemption Senior Citizen's exemption$149,883 (+8.57%) Land $30,744 Building $119,139$449,829 (+8.57%) Land $92,269 Building $357,560
2024$138,052 (+21.39%) Land $28,317 Building $109,735$414,322 (+21.44%) Land $84,985 Building $329,337
2022$9,841.00 (+3.8%) Homeowner's exemption$113,722 (+6.96%) Land $23,326 Building $90,396$341,166 (+6.96%) Land $69,978 Building $271,188
2021$9,481.00 Homeowner's exemption$106,322 Land $21,808 Building $84,514$318,966 Land $65,424 Building $253,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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