2661 Monocacy Ford Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2661 Monocacy Ford Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,075 sqft · built 2005
Lot Size	0.123 acres (5,369 sqft)
Owner	2 Individual Names on File
Last Sale	$668,000 (May 2025)
Tax Bill	$8,179 (2025)
Deeds & Mortgages	Aug 2023 Transfer Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-249065`

Property Details

APN / Parcel Number

Primary APN	`02-249065`
Alternative APN	`249065`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,075 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	2,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,369 sqft (0.123 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	249065
Street Address	2661 MONOCACY FORD RD
City	FREDERICK
State	MD
Zip	21701-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 382 SECTION 7B PLAT 10-5,369 SQ. FT. MILL ISLAND WORMANS MILL
Legal Subdivision	MILL ISLAND/WORMANS MILL
Legal Lot Number	382
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2011
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2661 Monocacy Ford Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2661 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Intrafamily Transfer, Transfer
Oct 28, 2022	Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Prior Sale	Oct 28, 2022 · Amount on File
Deed Book / Page	17347 / 495
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	0131480293
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 3, 2023
Property Address	2661 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Document Number	0165450241
Book / Page	16545 / 241
Map Reference	MB 75 PL 176
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 28, 2022
Property Address	2661 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Document Number	0162000096
Book / Page	16200 / 96
Map Reference	MB 75 PL 176
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2661 MONOCACY FORD RD, FREDERICK, MD 21701-6808

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2661 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Document Number	0135740211
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2661 MONOCACY FORD RD FREDERICK MD 217016808, FREDERICK, MD 21701-6808

Mortgage

Document Number	0135740211
Date	Mar 6, 2020
Book Page	013574/000211

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 15, 2019
Property Address	2661 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Document Number	0131480293
Book / Page	013148 / 000293
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2661 MONOCACY FORD RD FREDERICK MD 217016808, FREDERICK, MD 21701-6808

Tax Assessment & Valuation

The 2025 property tax bill for 2661 Monocacy Ford Rd was $8,179 with a homeowner's exemption, up 4.7% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,267 (+3.8%)	$515,400 (+11.39%) Land $143,300 Building $372,100
2025	$8,179.00 (+4.66%)	$462,700 Land $113,300 Building $349,400	$462,700 Land $113,300 Building $349,400
2024	$7,815.00 (+7.14%)
2023	$7,294.00 (+8.62%) Homeowner's exemption	$400,900 (+8.35%)	$462,700 (+25.05%) Land $113,300 Building $349,400
2022	$6,715.00 Homeowner's exemption	$370,000 Land $91,500 Building $278,500	$370,000 Land $91,500 Building $278,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2661 Monocacy Ford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2661 Monocacy Ford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monocacy Ford Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures