2660 Baumgardner Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2660 Baumgardner Rd, Westminster, MD 21158

Property Summary

Property Type	Rural Home
Details	3 ba · 3,060 sqft · built 1971
Lot Size	40.3 acres (1,755,904 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Oct 2020)
Tax Bill	$6,401 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-008769`

Property Details

APN / Parcel Number

Primary APN	`02-008769`
Alternative APNs	`2008769` `008769`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,060 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,755,904 sqft (40.3 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Shed	1 Shed
Shed Area	4,000 sqft
Stable	2,160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	008769
Street Address	2660 BAUMGARDNER RD
City	WESTMINSTER
State	MD
Zip	21158-2602
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT - 40.31 ACS 2660 BAUMGARDNER RD S OF MAYBERRY
Legal Subdivision	MAYBERRY
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2013
Census Tract	502000

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2660 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · Line of Credit NEW WINDSOR STATE BANK
Oct 1, 2020	Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Aug 28, 2018	Grant Deed, Transfer · Conventional with PMI FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Book / Page	9876 / 533
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2660 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086790396
Date	May 8, 2017
Book Page	8679/0396
Instrument	8679-0396

Lender

Name	NEW WINDSOR STATE BANK
Type	Bank
Address	TANEYTOWN, MD 21787

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	LIBOR

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 1, 2020
Property Address	2660 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Document Number	0098760533
Book / Page	9876 / 533
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2660 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602

Mortgage

Document Number	0009876542
Date	Oct 1, 2020
Instrument	9876/542

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2660 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Document Number	0092560109
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2660 BAUMGARDNER RD WESTMINSTER MD 211582602, WESTMINSTER, MD 21158-2602

Mortgage

Document Number	0092560109
Date	Apr 4, 2019
Book Page	009256/000109

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 28, 2018
Property Address	2660 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Document Number	0091030273
Book / Page	009103 / 000273
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2660 BAUMGARDNER RD WESTMINSTER MD 211582602, WESTMINSTER, MD 21158-2602

Mortgage

Document Number	91030283
Date	Aug 28, 2018
Book Page	009103/000283

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$673,400 (+30.53%) Land $132,800 Building $540,600	$673,400 (+30.53%) Land $132,800 Building $540,600
2025	$6,401.00 (+9.81%) Homeowner's exemption
2023	$5,829.00 Homeowner's exemption	$515,900 Land $132,800 Building $383,100	$515,900 Land $132,800 Building $383,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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