266 Vester St, Ferndale, MI 48220 Property Records

Oakland County property record for 266 Vester St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 948 sqft · built 1923
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on File
Last Sale	$270,100 (Oct 2022)
Tax Bill	$5,573 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-454-010`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-454-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	947 sqft
Basement Area	677 sqft
Finished Basement	677 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	131 ft deep x 30 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	266 VESTER ST
City	FERNDALE
State	MI
Zip	48220-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOT 23
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	ASTONS SUB
Legal Lot Number	23
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1023
Census Tract	173100

Owner

266 Vester St is owned and occupied by an individual who bought it in October 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	266 VESTER ST, FERNDALE, MI 48220-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · Line of Credit CITY OF FEMDALE
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage COMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	2022460161
Deed Book / Page	58199 / 293
Prior Transfer Date	Feb 27, 2006
Prior Transfer Doc	0000069933
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 19, 2022
Property Address	266 VESTER ST, FERNDALE, MI 48220-1714
Document Number	0000460161
Book / Page	58199 / 293
Map Reference	LB 10 PG 24
Instrument Date	Oct 17, 2022
Instrument	460161
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PARKS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,028.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 VESTER ST, 266, FERNDALE, MI 48220-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 E DRAYTON ST # 1, 1, FERNDALE, MI 48220-1385

Mortgage

Document Number	0058206241
Date	Oct 19, 2022
Instrument	58206/241

Lender

Name	CITY OF FEMDALE
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 30, 2019
Property Address	266 VESTER ST, FERNDALE, MI 48220-1714
Document Number	0000083490
Book / Page	52873 / 00630
Map Reference	LB 10 PG 24
Instrument Date	May 24, 2019
Instrument	83490
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 VESTER ST, 266, FERNDALE, MI 48220-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 VESTER ST, FERNDALE, MI 48220-1714

Mortgage

Document Number	0000083919
Date	May 30, 2019
Instrument	83919

Lender

Name	COMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 266 Vester St was $5,573 with a homeowner's exemption, down 3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,573.00 (-2.98%) Homeowner's exemption	$115,690	$231,380
2024	$5,744.00
2023		$108,820	$217,640
2021	$5,534.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 266 Vester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 266 Vester St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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