266 Valleybrook Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 266 Valleybrook Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 2000
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,432 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T991600277`

Property Details

APN / Parcel Number

Primary APN	`T991600277`
Alternative APN	`3-157D-8041-00-0050.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	4,674 sqft
1st Floor Area	2,142 sqft
Basement Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	125 sqft
Deck Area	Deck Area
Patio Area	110 sqft

Location & Zoning

Account Number	T991600277
Street Address	266 VALLEYBROOK CT
City	O FALLON
State	MO
Zip	63368-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN LOT 50
Legal Subdivision	BROOKHAVEN
Legal Lot Number	50
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2021
Census Tract	311151

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	266 VALLEYBROOK CT, O FALLON, MO 63368-9638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Oct 14, 2020	Deed of Trust, Mortgage MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018
Deed Sale	Feb 15, 2018
Prior Sale	May 23, 2013 · Amount on Record
Deed Document Number	201883610
Deed Book / Page	6879 / 1756
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2026
Property Address	266 VALLEYBROOK CT, O FALLON, MO 63368-9638
Document Number	0000015142
Instrument Date	Mar 20, 2026
Instrument	202615142
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 VALLEYBROOK CT, O FALLON, MO 63368-9638

Mortgage

Document Number	0000015142,
Date	Apr 2, 2026
Instrument	202615142

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	266 VALLEYBROOK CT, O FALLON, MO 63368-9638
Document Number	0000079886
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	266 VALLEYBROOK CT O FALLON MO 633689638, O FALLON, MO 63368-9638

Mortgage

Document Number	0000079886
Date	Oct 21, 2020
Instrument	79886

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,018 (-)	$373,777 (-) Building $373,777
2025		$71,018 (+3.04%)	$373,777 (+3.04%) Building $373,777
2024	$4,432.00 (+13.23%)
2023		$68,924 (+22.04%)
2022	$3,914.00	$56,475	$362,760 (+22.04%) Land $60,000 Building $302,760
2021			$297,238 Land $50,000 Building $247,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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