266 Upper River Rd, Gallipolis, OH 45631 Property Records

Gallia County property record for 266 Upper River Rd, Gallipolis, OH 45631

Property Summary

Property Type	Commercial
Details	1,440 sqft · built 1960
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Nov 2022)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`00707809700`

Property Details

APN / Parcel Number

Primary APN	`00707809700`

Interior

Stories	1 Story
Building Area	1,440 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Construction Type	Wood
Lot Area	87,120 sqft (2 acres)
View / Lot	High Traffic Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	266 UPPER RIVER RD
City	GALLIPOLIS
State	OH
Zip	45631-1839
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SW 1/4 V624 P976
Legal Range	14
Legal Township	03
Legal Section	18
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	2
Census Block	2001
Census Tract	954100

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49 TOWNSHIP ROAD 1429 W, SOUTH POINT, OH 45680-8768
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed, Transfer · Stand-Alone First Mortgage DESCO FCU
Dec 6, 2018	Intrafamily Transfer, Transfer
Apr 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	20223247
Deed Book / Page	695 / 500
Prior Transfer Date	Nov 2, 2022
Prior Transfer Doc	000695/500
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GALLIA OH
Recording Date	Nov 9, 2022
Property Address	266 UPPER RIVER RD, GALLIPOLIS, OH 45631-1839
Document Number	000695/500
Book / Page	695 / 500
Instrument Date	Nov 2, 2022
Instrument	22-3247
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ESQUIRE INTERSTATE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TOWNSHIP ROAD 1429 W, SOUTH POINT, OH 45680-8768

Mortgage

Document Number	0000695503
Date	Nov 9, 2022
Instrument	695/503

Lender

Name	DESCO FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2037

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLIA OH
Recording Date	Dec 6, 2018
Property Address	266 UPPER RIVER RD, GALLIPOLIS, OH 45631-1839
Document Number	000624/976
Book / Page	624 / 976
Instrument Date	Dec 5, 2018
Instrument	18-3256
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 4TH AVE, GALLIPOLIS, OH 45631-1231

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Apr 20, 2018
Property Address	266 UPPER RIVER RD, GALLIPOLIS, OH 45631-1839
Document Number	000615/381
Book / Page	615 / 381
Instrument Date	Apr 20, 2018
Instrument	18-1058
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 4TH AVE, GALLIPOLIS, OH 45631-1231

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,610.00 (-7.67%)	$110,660 (-) Land $90,720 Building $19,940
2024			$316,170 (-) Land $259,200 Building $56,970
2023	$4,993.00 (+37.36%)	$110,660 (+32.34%) Land $90,720 Building $19,940	$316,170 (+32.34%) Land $259,200 Building $56,970
2022	$3,635.00	$83,620 Land $73,150 Building $10,470
2020			$238,900 Land $209,000 Building $29,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1980–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 1997 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10

May also be available: AT&T, Optimum, T-Mobile.

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