266 Trails Way, Joppa, MD 21085 Property Records

Harford County property record for 266 Trails Way, Joppa, MD 21085

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 2,584 sqft · built 2007
Lot Size	0.083 acres (3,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2019)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-373080`

Property Details

APN / Parcel Number

Primary APN	`01-373080`
Alternative APN	`373080`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,612 sqft (0.083 acres)
Garage Type	Built-in
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	373080
Street Address	266 TRAILS WAY
City	JOPPA
State	MD
Zip	21085-4746
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R3
Legal Description	LOT 6 3612 SF 266 TRAILS WAY OLD TRAILS PT 120/71
Legal Subdivision	FIANL PLAT ONE OLD TRAILS
Legal Lot Number	6
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	266 TRAILS WAY, JOPPA, MD 21085-4746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME MORTGAGE INC
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA
Aug 8, 2019	Assignment of Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Deed Book / Page	13384 / 361
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	266 TRAILS WAY, JOPPA, MD 21085-4746
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145220107
Date	Feb 24, 2021
Book Page	14522/107

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	266 TRAILS WAY, JOPPA, MD 21085-4746
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122260143
Date	Feb 13, 2017
Book Page	12226/0143
Instrument	12226-0143

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 11, 2027

August 2019: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 8, 2019
Property Address	266 TRAILS WAY, JOPPA, MD 21085-4746
Document Number	0133840361
Book / Page	13384 / 0361
Map Reference	MB 120 FO 71
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	266 TRAILS WAY, JOPPA, MD 21085-4746

Mortgage

Document Number	0013384368
Date	Aug 8, 2019
Instrument	13384/368

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,233 (+15.98%)	$343,800 (+23.18%) Land $90,000 Building $253,800
2025	Homeowner's exemption
2023		$277,833	$279,100 Land $90,000 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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