266 Sunset Dr, Topton, NC 28781 Property Records

Macon County property record for 266 Sunset Dr, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1993
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on File
Last Sale	$996,000 (Oct 2021)
Tax Bill	$3,281 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6514195026`

Property Details

APN / Parcel Number

Primary APN	`6514195026`
Alternative APNs	`0900960` `150910`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,920 sqft Heated Area
1st Floor Area	1,280 sqft
Upper Floors Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Finished
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	652 sqft
Deck Area	40 sqft
Patio Area	40 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	150910
Street Address	266 SUNSET DR
City	TOPTON
State	NC
Zip	28781-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 30 UNIT 2 MTN SHADOWS
Legal Subdivision	MOUNTAIN SHADOWS (HLDS)
Legal Lot Number	30
Legal Unit	2
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2030
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1048 NE KUBIN AVE, JENSEN BEACH, FL 34957-6124
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit SUN TRUST BANK
Oct 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Deed Document Number	20219986
Deed Book / Page	41 / 1560
Prior Transfer Date	Jul 2, 2007
Prior Transfer Doc	00M31/1330
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	266 SUNSET DR, TOPTON, NC 28781-6591
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00W37/0511
Date	Mar 29, 2017
Book Page	W-37/0511

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	266 SUNSET DR, TOPTON, NC 28781-6591
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00J39/1410
Date	Aug 21, 2019
Book Page	J-39/1410
Instrument	2019005442

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	266 SUNSET DR, TOPTON, NC 28781-6591
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00L39/0649
Date	Sep 24, 2019
Book Page	L-39/0649
Instrument	2019006326

Lender

Name	SUN TRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 21, 2021
Property Address	266 SUNSET DR, TOPTON, NC 28781-6591
Document Number	00I41/1560
Book / Page	I-41 / 1560
Map Reference	CAB 1 SL 173 PG 4
Instrument Date	Oct 19, 2021
Instrument	2021009986
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Tax	$1,992.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 NE KUBIN AVE, JENSEN BEACH, FL 34957-6124

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,281.00	$991,960 (+0.15%) Land $550,000 Building $441,960	$991,960 (+0.15%) Land $550,000 Building $441,960
2025	$3,281.00 (+0.37%)	$990,460 (-) Land $550,000 Building $440,460	$990,460 (-) Land $550,000 Building $440,460
2023	$3,269.00	$990,460 Land $550,000 Building $440,460	$990,460 Land $550,000 Building $440,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3

Cell Coverage

No cell data coverage reported

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