Macon County property record for 266 Setser Rd, Franklin, NC 28734 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,536 sqft · built 1999 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,076 (2023) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6553861689 |
| Primary APN | 6553861689 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Heated Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,536 sqft |
| Finished Basement | 1,536 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,101 sqft (1.77 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 222 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 61201 |
|---|---|
| Street Address | 266 SETSER RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-8473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3 |
| Legal Subdivision | BRYAN SETSER HEIRS PROPERTY |
| Legal Tract | 3 |
| Jurisdiction | MACON NC |
| Township / Civil Division | CARTOOGECHAYE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970200 |
Source: Macon County records · APN 6553861689
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 266 SETSER RD, FRANKLIN, NC 28734-8473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 266 SETSER RD, FRANKLIN, NC 28734-8473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 266 SETSER RD, FRANKLIN, NC 28734-8473 |
| Document Number | I40/2243 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | I-40/2243 |
| Instrument | 2020008641 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,130 (+0.03%) Land $41,970 Building $262,160 | $304,130 (+0.03%) Land $41,970 Building $262,160 | |
| 2023 | $1,076.00 | $304,030 Land $41,970 Building $262,060 | $304,030 Land $41,970 Building $262,060 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139702003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | DSL | 115 / 7 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Frontier, Optimum Communications, Verizon, BalsamWest FiberNET. Availability varies by address; speeds are provider-advertised maximums, not measured.
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