266 Old Conowingo Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 266 Old Conowingo Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	1 ba · 774 sqft · built 1930
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2025)
Tax Bill	$1,832 (2026)
Deeds & Mortgages	May 2024 Line of Credit Jan 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-008256`

Property Details

APN / Parcel Number

Primary APN	`08-008256`
Alternative APNs	`8008256` `008256`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	774 sqft Total Area
Basement Area	1,040 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008256
Street Address	266 OLD CONOWINGO RD
City	CONOWINGO
State	MD
Zip	21918-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 1- 1.320 AC 266 OLD CONOWINGO ROAD S/W OF OAKWOOD
Legal Subdivision	KEITH C DAVIS LAND
Legal Lot Number	1
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1012
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	266 OLD CONOWINGO RD, CONOWINGO, MD 21918-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 3, 2023	Intrafamily Transfer, Transfer · Construction Mortgage TD BANK NA
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
May 23, 2017	Deed of Trust, Mortgage · Line of Credit HOWARD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Nov 3, 2014 · Amount on Record
Deed Book / Page	5623 / 500
Prior Transfer Date	Dec 16, 2022
Prior Transfer Doc	0052780333
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	266 OLD CONOWINGO RD, CONOWINGO, MD 21918-1118
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054610130
Date	May 6, 2024
Book Page	5461/130

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Jan 3, 2023
Property Address	266 OLD CONOWINGO RD, CONOWINGO, MD 21918-1118
Document Number	0052780333
Book / Page	5278 / 333
Map Reference	MB 3868 PG 248
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	NOT AVAILABLE, CLINTFIRST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	266 OLD CONOWINGO RD, CONOWINGO, MD 21918-1118

Mortgage

Document Number	0052780339
Date	Jan 3, 2023
Instrument	5278-0339

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	266 OLD CONOWINGO RD, CONOWINGO, MD 21918-1118
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051650271
Date	May 16, 2022
Book Page	5165/271

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	266 OLD CONOWINGO RD, CONOWINGO, MD 21918-1118
Document Number	0040820307
Book / Page	004082 / 000307
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 AD CONOWINGO RD CONOWINGO MD 21918, CONOWINGO, MD 21918

Mortgage

Document Number	0040820307
Date	May 23, 2017
Book Page	004082/000307

Lender

Name	HOWARD BK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,832.00 (+13.44%)	$163,433 (+24.73%)	$206,100 (+45.04%) Land $72,400 Building $133,700
2025	$1,615.00 (+101.37%)
2023	$802.00 Homeowner's exemption	$131,033	$142,100 Land $65,500 Building $76,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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