266 Murray Rd, Canton, NC 28716 Property Records

Haywood County property record for 266 Murray Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2002
Lot Size	0.866 acres (37,723 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2018)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8645-64-9562`

Property Details

APN / Parcel Number

Primary APN	`8645-64-9562`
Alternative APN	`128457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Heated Area
Gross Area	2,124 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	37,723 sqft (0.866 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	128457
Street Address	266 MURRAY RD
City	CANTON
State	NC
Zip	28716-6184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	266 MURRAY RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2028
Census Tract	921302

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 316, CANTON, NC 28716-0316
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jun 14, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Sep 16, 2016 · Amount on Record
Deed Document Number	20185181
Deed Book / Page	953 / 1487
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	266 MURRAY RD, CANTON, NC 28716-6184
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010352387
Date	Jul 14, 2021
Book Page	1035/2387
Instrument	2021008524

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	266 MURRAY RD, CANTON, NC 28716-6184
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010941770
Date	Sep 20, 2023
Book Page	1094/1770
Instrument	2023008141

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 14, 2018
Property Address	266 MURRAY RD, CANTON, NC 28716-6184
Document Number	0009531487
Book / Page	953 / 1487
Instrument Date	Jun 14, 2018
Instrument	2018005181
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 WINDSWEPT RIDGE RD, 540, CANTON, NC 28716-8710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 DEPOT ST, WAYNESVILLE, NC 28786-3795

Mortgage

Document Number	2018005182
Date	Jun 14, 2018
Instrument	2018005182

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2023
Change Frequency	5 Years
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	4.25%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,500 (-) Land $32,100 Building $235,400
2025	$1,897.00	$267,500 (+2.57%) Land $32,100 Building $235,400	$267,500 (+2.57%) Land $32,100 Building $235,400
2023		$260,800 Land $25,400 Building $235,400	$260,800 (-) Land $25,400 Building $235,400
2021			$260,800 Land $25,400 Building $235,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	40 (1994–2024)
Claims Outside the SFHA	12 of 40
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims Hurricane Ivan, Sep 2004 · 8 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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