St. Clair County property record for 266 Memory Dr, Ragland, AL 35131
| Property Type | Vacant Land |
|---|---|
| Details | built 2000 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $118 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-03-07-0-001-021.004 |
| Primary APN | 22-03-07-0-001-021.004 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 60,984 sqft (1.4 acres) |
| Account Number | 00512277 |
|---|---|
| Street Address | 266 MEMORY DR |
| City | RAGLAND |
| State | AL |
| Zip | 35131-5029 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | BEG 242' W NE COR SW NW4 TH CONT W 275' SE 230' NE 310' NW 195' TO POB 7-16-4 |
| Legal Range | 04E |
| Legal Township | 16S |
| Legal Section | 07 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40207 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 MEMORY DR, RAGLAND, AL 35131-5029 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 266 MEMORY DR, RAGLAND, AL 35131-5029 |
| Document Number | 0000036844 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 220 MEMORY DR RAGLAND AL 351315029, RAGLAND, AL 35131-5029 |
| Document Number | 0000036844 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 36844 |
| Name | METRO BK |
|---|---|
| Type | Bank |
| Address | PELL CITY, AL 35128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118.00 (+47.5%) | $3,100 (+21.57%) | $15,500 (+21.57%) Land $15,500 |
| 2023 | $2,550 Land $2,550 | $12,750 Land $12,750 | |
| 2022 | $80.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATTSVILLE WATER AUTHORITY serves 5,097 people · EPA ID AL0001216 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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