266 Lovingood Rd, Marble, NC 28905 Property Records

Cherokee County property record for 266 Lovingood Rd, Marble, NC 28905

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,216 sqft · built 1982
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2011)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551300751169000`

Property Details

APN / Parcel Number

Primary APN	`551300751169000`
Alternative APN	`53395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,216 sqft Heated Area
Gross Area	2,695 sqft
1st Floor Area	1,216 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	197 ft deep x 153 ft wide
Terrain	Mountain
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	263 sqft
Shed	1 Shed
Shed Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	53395
Street Address	266 LOVINGOOD RD
City	MARBLE
State	NC
Zip	28905-8383
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 WENDELL & WIELAND PROP 1421/207
Legal Subdivision	WENDELL & WIELAND PROPERTY
Legal Phase	1421
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3012
Census Tract	930401

Owner

266 Lovingood Rd, a rural home, is owned and occupied by an individual who bought it in October 2011.

Source: Cherokee County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	266 LOVINGOOD RD, MARBLE, NC 28905-8383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 4, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2011 · Amount on File
Deed Sale	Oct 3, 2011 · Amount on File
Deed Document Number	201110207
Deed Book / Page	1421 / 207
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	1373/1033
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	266 LOVINGOOD RD, MARBLE, NC 28905-8383
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001737/774
Date	Jun 28, 2023
Book Page	1737/774
Instrument	3110

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	266 LOVINGOOD RD, MARBLE, NC 28905-8383
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001703/331
Date	Feb 4, 2022
Book Page	1703/331
Instrument	750

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 1, 2020
Property Address	266 LOVINGOOD RD, MARBLE, NC 28905-8383
Document Number	1666/239
Book / Page	1666 / 239
Instrument Date	Oct 29, 2020
Instrument	7376
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	359 PEACHTREE HILLS RD, 359, MURPHY, NC 28906-3659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 LOVINGOOD RD, MARBLE, NC 28905-8383

Mortgage

Document Number	1666241
Date	Dec 1, 2020
Instrument	1666/241

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 266 Lovingood Rd was $1,390.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00	$186,480	$186,480 Land $9,780 Building $176,700
2023		$186,480	$186,480 Land $9,780 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 266 Lovingood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Lovingood Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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