266 Linden St, Reading, PA 19604 Property Records

Berks County property record for 266 Linden St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1927
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2022)
Tax Bill	$971 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-70-21-3891`

Property Details

APN / Parcel Number

Primary APN	`5317-70-21-3891`
Alternative APNs	`09-5317-70-21-3891` `9452700` `452700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9452700
Street Address	266 LINDEN ST
City	READING
State	PA
Zip	19604-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2007
Census Tract	1600

Owner

266 Linden St is owned and occupied by an individual who bought it in August 2022.

Source: Berks County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	266 LINDEN ST, READING, PA 19604-2932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit PENNSYLVANIA HSNG FINANCE AGENCY
Aug 16, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Jun 8, 2001 · Amount on File
Deed Document Number	202233014
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Sep 21, 2026
Property Address	266 LINDEN ST, READING, PA 19604-2932
Document Number	0000031546
Instrument Date	Sep 10, 2026
Instrument	202631546
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 LINDEN ST, READING, PA 19604-2932

Mortgage

Document Number	0000031546,
Date	Sep 21, 2026
Instrument	202631546

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	5.75%
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 16, 2022
Property Address	266 LINDEN ST, READING, PA 19604-2932
Document Number	0000033014
Instrument Date	Aug 12, 2022
Instrument	2022033014
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	266 LINDEN ST, READING, PA 19604-2932

Mortgage

Document Number	0000033015
Date	Aug 16, 2022
Instrument	2022033015

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000033016
Date	Aug 16, 2022
Instrument	2022033016

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	READING, PA 19604

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 266 Linden St was $971.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$971.00	$34,400 Land $12,000 Building $22,400	$12,000 Land $12,000
2024	$910.00	$34,400 Land $12,000 Building $22,400
1994			$34,400 Land $12,000 Building $22,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 266 Linden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Linden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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