266 Laurel Cir W, Deep Gap, NC 28618 Property Records

Watauga County property record for 266 Laurel Cir W, Deep Gap, NC 28618

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,936 sqft · built 1996
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,500 (Jul 2020)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2859-31-4893-000`

Property Details

APN / Parcel Number

Primary APN	`2859-31-4893-000`
Alternative APN	`1814522`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,936 sqft Living Area
1st Floor Area	1,956 sqft
Basement Area	980 sqft
Finished Basement	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	408 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1814522
Street Address	266 LAUREL CIR W
City	DEEP GAP
State	NC
Zip	28618-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 110 & 1/2 OF LOT 72 LAUREL RIDGE
Legal Subdivision	LAUREL RIDGE
Legal Tract	1
Legal Lot Number	110,1
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1045
Census Tract	920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	266 LAUREL CIR W, DEEP GAP, NC 28618-9674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Mar 14, 2016 · Amount on Record
Deed Document Number	2020692381
Deed Book / Page	2105 / 768
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	0018500019
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 14, 2020
Property Address	266 LAUREL CIR W, DEEP GAP, NC 28618-9674
Document Number	0021050768
Book / Page	002105 / 000768
Instrument Date	Jul 9, 2020
Instrument	692381
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6806 STEPHANIE LN LINCOLN NE 685165353, LINCOLN, NE 68516-5353

Mortgage

Document Number	21050771
Date	Jul 14, 2020
Book Page	002105/000771
Instrument	692382

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,100 (-) Land $19,100 Building $459,000
2025	$2,041.00 (+0.54%)	$478,100 (-) Land $19,100 Building $459,000
2024	$2,030.00		$478,100 Land $19,100 Building $459,000
2023		$478,100 Land $19,100 Building $459,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWDER HORN MOUNTAIN private · serves 548 people · EPA ID NC0195122
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: RiverStreet Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Laurel Cir W

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