266 Kinsman Ct, Cincinnati, OH 45238 Property Records

Hamilton County property record for 266 Kinsman Ct, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1960
Lot Size0.292 acres (12,720 sqft)
OwnerIndividual Name on File
Last Sale$109,250 (Jul 2020)
Tax Bill$2,280 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN540-0081-0089-00

Property Details

APN / Parcel Number

Primary APN540-0081-0089-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialBrick
Lot Area12,720 sqft (0.292 acres)
Lot Dimensions228 ft deep x 60 ft wide
Garage TypeAttached
Garage Area297 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address266 KINSMAN CT
CityCINCINNATI
StateOH
Zip45238-5611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKINSMAN CT 60 X 228.86 IRR LOT 11 HIGHLAND PARK HTS SUB BLK A PT 2
Legal SubdivisionHIGHLAND PARK HEIGHTS SUB
Legal BlockA
Legal Lot Number11
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group4
Census Block4002
Census Tract21304

Owner

266 Kinsman Ct is owned and occupied by an individual who bought it in July 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address266 KINSMAN CT, CINCINNATI, OH 45238-5611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2017Deed of Trust, Mortgage · ARM
UNION SAVINGS BANK
Jul 9, 2020Warranty Deed, Transfer · Conventional with PMI
FIRST FIN'L BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2020 · Amount on File
Deed SaleJul 9, 2020 · Amount on File
Prior SaleMay 18, 2005 · Amount on File
Deed Document Number0000065667
Deed Book / Page014206 / 000966
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address266 KINSMAN CT, CINCINNATI, OH 45238-5611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082067
DateSep 8, 2017
Instrument17-0082067
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2020
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change4.87%
Index1-Year CMT
Max Rate8.87%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 9, 2020
Property Address266 KINSMAN CT, CINCINNATI, OH 45238-5611
Document Number0000065667
Book / Page014206 / 000966
Instrument DateJul 2, 2020
Instrument65667
Transaction TypeTransfer
Record UpdatedSep 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$437.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 KINSMAN CT CINCINNATI OH 452385611, CINCINNATI, OH 45238-5611

Mortgage

Document Number65668
DateJul 9, 2020
Book Page014206/000968
Instrument65668
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 8, 2050

Mortgage

Document Number65669,
DateJul 9, 2020
Book Page014206/000980
Instrument65669
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45246
Agreement
AmountAmount on Record
Term360 Months
DueJul 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 266 Kinsman Ct was $2,280, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,280.00 (+2.47%)$38,238 (-) Land $11,449 Building $26,789
2024$2,225.00 (-0.27%)$38,238 (-) Land $11,449 Building $26,789
2023$2,231.00 (-8.38%)$38,238 (+2.95%) Land $11,449 Building $26,789$109,250 Land $32,710 Building $76,540
2022$2,435.00 Homeowner's exemption$37,142 Land $10,598 Building $26,544
2020$106,120 Land $30,280 Building $75,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 266 Kinsman Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Kinsman Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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