266 Gentry Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 266 Gentry Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,044 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A972002003`

Property Details

APN / Parcel Number

Primary APN	`A972002003`
Alternative APN	`2-0098-7651-00-0079.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	1,752 sqft
Basement Area	1,662 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972002003
Street Address	266 GENTRY DR
City	O FALLON
State	MO
Zip	63366-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 79
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	79
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3005
Census Tract	311604

Owner

Source: St. Charles County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	266 GENTRY DR, O FALLON, MO 63366-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK/STATE CHARLES
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Jun 22, 2022	Beneficiary Deed, Transfer
May 14, 2020	Deed of Trust, Mortgage · Line of Credit VANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017
Deed Sale	May 24, 2017
Prior Sale	Aug 14, 1998 · Amount on Record
Deed Document Number	2017318790
Deed Book / Page	6748 / 1599
Last Transfer Date	Jan 11, 2022
Transfer Doc	0000034672
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2026
Property Address	266 GENTRY DR, O FALLON, MO 63366-4370
Document Number	0000036116
Instrument Date	Jul 23, 2026
Instrument	202636116
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 GENTRY DR, O FALLON, MO 63366-4370

Mortgage

Document Number	0000036116,
Date	Jul 31, 2026
Instrument	202636116

Lender

Name	FIRST STATE BANK/STATE CHARLES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	266 GENTRY DR, O FALLON, MO 63366-4370
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 GENTRY DR, O FALLON, MO 63366-4370

Mortgage

Document Number	0000020342
Date	Apr 8, 2022
Instrument	2022R-020342

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	285 Months
Due	Jan 8, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	266 GENTRY DR, O FALLON, MO 63366-4370
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 GENTRY DR, O FALLON, MO 63366

Mortgage

Document Number	0000003227
Date	Jan 14, 2022
Instrument	2022R-003227

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Jan 8, 2046

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2022
Property Address	266 GENTRY DR, O FALLON, MO 63366-4370
Document Number	0000034672
Map Reference	MB 33 PG 382
Instrument Date	Jan 11, 2022
Instrument	2022R-034672
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	266 GENTRY DR, O FALLON, MO 63366-4370

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	266 GENTRY DR, O FALLON, MO 63366-4370
Document Number	0073060004
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	266 GENTRY DR O FALLON MO 633664370, O FALLON, MO 63366-4370

Mortgage

Document Number	0073060004
Date	May 28, 2020
Book Page	007306/000004
Instrument	350140

Lender

Name	VANTAGE CU
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 27, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,960 (-)	$331,370 (-) Land $65,000 Building $266,370
2025	$4,044.00 (+4.9%)	$62,960 (+8.05%)	$331,370 (+8.06%) Land $65,000 Building $266,370
2024	$3,855.00 (+17.46%)
2023		$58,267 (+26.43%)
2022	$3,282.00	$46,088	$306,667 (+26.42%) Land $50,000 Building $256,667
2021			$242,571 Land $40,000 Building $202,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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