266 Ferguson Rd, Franklin, NC 28734 Property Records

Macon County property record for 266 Ferguson Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,144 sqft · built 1969
Lot Size	4.23 acres (184,259 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jan 1991)
Tax Bill	$842 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7505249493`

Property Details

APN / Parcel Number

Primary APN	`7505249493`
Alternative APNs	`0200884` `139171`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Heated Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	184,259 sqft (4.23 acres)
Terrain	Rolling
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	139171
Street Address	266 FERGUSON RD
City	FRANKLIN
State	NC
Zip	28734-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF ROAD 1507
Jurisdiction	MACON NC
Township / Civil Division	MILLSHOAL
Census Block Group	1
Census Block	1027
Census Tract	970400

Owner

266 Ferguson Rd is owned and occupied by an individual who bought it in January 1991.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	266 FERGUSON RD, FRANKLIN, NC 28734-1754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 1991 · Amount on File
Deed Sale	Jan 17, 1991 · Amount on File
Deed Book / Page	18 / 14511453
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	266 FERGUSON RD, FRANKLIN, NC 28734-1754
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T37/1642
Date	Jan 26, 2017
Book Page	T-37/1642

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	266 FERGUSON RD, FRANKLIN, NC 28734-1754
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R40/531
Date	Feb 26, 2021
Book Page	R-40/531
Instrument	2021001836

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 266 Ferguson Rd was $842.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$842.00	$212,580 Land $77,960 Building $134,620	$212,580 Land $77,960 Building $134,620
2025	$842.00
2023	$792.00	$196,480 Land $77,960 Building $118,520	$196,480 Land $77,960 Building $118,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 266 Ferguson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Ferguson Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE GARDENS AT CAT CREEK private · serves 40 people · EPA ID NC1057008
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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