266 E 7th St, Saint Charles, MN 55972 Property Records

Winona County property record for 266 E 7th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,172 sqft · built 1898
Lot Size	0.355 acres (15,464 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Jun 2017)
Tax Bill	$3,934 (2026)
Deeds & Mortgages	Feb 2023 Second Mortgage May 2020 Mortgage + 1 more
APN	`29.060.2620`

Property Details

APN / Parcel Number

Primary APN	`29.060.2620`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,172 sqft Living Area
1st Floor Area	1,086 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,464 sqft (0.355 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Detached - Finished
Garage Area	1,312 sqft
Porch	Open Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	266 E 7TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-106 RANGE-010 ORIGINAL PLAT LOT-001 BLOCK-045 & N 34' LOT 4
Legal Range	010
Legal Township	106
Legal Section	19
Legal Subdivision	ORIGINAL PLAT
Legal Block	45
Legal Lot Number	1,4
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2026
Census Tract	671000

Owner

Source: Winona County records · APN 29.060.2620

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	266 E 7TH ST, SAINT CHARLES, MN 55972-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	2017603311
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	266 E 7TH ST, SAINT CHARLES, MN 55972-1408
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A647410
Date	Feb 02, 2023
Instrument	A647410

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 28, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	266 E 7TH ST, SAINT CHARLES, MN 55972-1408
Transaction Type	Mortgage
Record Updated	Jun 04, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624431
Date	May 13, 2020
Instrument	624431

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 12, 2017
Property Address	266 E 7TH ST, SAINT CHARLES, MN 55972-1408
Document Number	603311
Instrument Date	Jun 01, 2017
Instrument	603311
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$851.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	266 E 7TH ST, SAINT CHARLES, MN 55972-1408

Mortgage

Document Number	603312
Date	Jun 12, 2017
Instrument	603312

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,934.00 (+22.63%)
2025		$320,800 (+2.07%) Land $54,100 Building $266,700	$320,800 (+2.07%) Land $54,100 Building $266,700
2023	$3,208.00 Homeowner's exemption	$314,300 Land $53,500 Building $260,800	$314,300 Land $53,500 Building $260,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Hiawatha Broadband Communications	Cable	1,000 / 30
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Hiawatha Broadband Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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