Cooke County property record for 266 Co Rd 278, Gainesville, TX 76240 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,418 sqft Living Area |
| Lot Size | 200,376 sqft (4.6 acres) |
| Garage | Carport, 552 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,434.00 (2025) |
| Primary APN | 0682-002-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 4,853 sqft Gross Area |
| 1st Floor | 1,554 sqft 1st Floor |
| 2nd Floor | 645 sqft 2nd Floor |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 200,376 sqft (4.6 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 552 sqft Garage |
| Carport | Carport |
| Carport Area | 552 sqft Carport |
| Porch Area | 502 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 0682-002-00000 |
|---|---|
| Street Address | 266 COUNTY ROAD 278 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-1447 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | MORRIS JQ 0682 ACRES 4.6 |
| Legal Subdivision | MORRIS JQ |
| Jurisdiction | COOKE TX |
| Minor Civil Division | VALLEY VIEW |
| Census Blockgroup | 1 |
| Census Block | 1056 |
| Census Tract | 900 |
Source: Cooke County records · APN 0682-002-00000
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 266 COUNTY ROAD 278, GAINESVILLE, TX 76240-1447 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 266 COUNTY ROAD 278, GAINESVILLE, TX 76240-1447 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2403/492 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 2403/492 |
| Instrument | 2101 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.62% |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Gainesville Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,434.00 (-22.07%) Homeowner's exemption Senior Citizen's exemption | $380,971 (+21%) | $505,255 (+8.09%) Land $205,067 Building $300,188 |
| 2024 | $1,840.00 (-46.36%) | ||
| 2023 | $314,852 | $467,425 Land $179,133 Building $288,292 | |
| 2022 | $3,430.00 |
266 Co Rd 278 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Cooke County (48097C), updated April 26, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 70th percentile of exposed land nationally · 59th in Texas |
|---|---|
| Wildfire Likelihood | High — about 1 in 386 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures