266 Arcadia Lake Dr, Clyde, NC 28721 Property Records

Haywood County property record for 266 Arcadia Lake Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,848 sqft · built 2000
Lot Size	0.536 acres (23,348 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Nov 2004)
Tax Bill	$2,748 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8627-64-0702`

Property Details

APN / Parcel Number

Primary APN	`8627-64-0702`
Alternative APN	`166735`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,848 sqft Heated Area
Gross Area	3,255 sqft
1st Floor Area	1,848 sqft
Upper Floors Area	1,407 sqft
Basement Area	1,848 sqft
Unfinished Basement	1,848 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	23,348 sqft (0.536 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	166735
Street Address	266 ARCADIA LAKE DR
City	CLYDE
State	NC
Zip	28721-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#45 WILLOW ESTATES F/K/A SUMMIT PLACE
Legal Subdivision	WILLOW ESTATES
Legal Unit	45
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3015
Census Tract	920502

Owner

Source: Haywood County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 638, LAKE JUNALUSKA, NC 28745-0638
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Deed Book / Page	613 / 1907
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	266 ARCADIA LAKE DR, CLYDE, NC 28721-4508
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201330
Date	Feb 2, 2021
Book Page	1020/1330
Instrument	2021001198

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,300 (-) Land $24,000 Building $321,300
2025	$2,748.00	$345,300 (-) Land $24,000 Building $321,300	$345,300 (-) Land $24,000 Building $321,300
2023		$345,300 Land $24,000 Building $321,300	$345,300 (-) Land $24,000 Building $321,300
2021			$345,300 Land $24,000 Building $321,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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