26595 Capp Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 26595 Capp Rd, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Sep 2021)
Tax Bill$2,045 (2025)
Deeds & MortgagesFeb 2022 Refinance
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0530201001

Property Details

APN / Parcel Number

Primary APN0530201001
Alternative APN
  • 109818

Exterior

Lot Area28,750 sqft (0.66 acres)
Garage Area1,200 sqft

Location & Zoning

Account Number109818
Street Address26595 CAPP RD
CitySTERLING
StateIL
Zip61081-9403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 160 FT OF W 609.3 FT OF N 180 FT W 1/2 NE SEC 30 TWP 22 RNG 7 34001X
Legal Range07E
Legal Township22N
Legal Section30
JurisdictionWHITESIDE IL
Township / Civil DivisionJORDAN
Census Block Group1
Census Block1050
Census Tract100

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26595 CAPP RD, STERLING, IL 61081-9403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SAUK VALLEY BANK
Sep 30, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
SAUK VALLEY BANK
Jun 11, 2020Deed of Trust, Mortgage
STERLING BK
Mar 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleDec 23, 2013 · Amount on Record
Deed Document Number20216853
Prior Transfer DateFeb 27, 2020
Prior Transfer Doc0000001173
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address26595 CAPP RD, STERLING, IL 61081-9403
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000587
DateFeb 1, 2022
Instrument2022-00587
Lender
NameSAUK VALLEY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueMar 1, 2027

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateSep 30, 2021
Property Address26595 CAPP RD, STERLING, IL 61081-9403
Document Number0202106853
Instrument DateSep 22, 2021
Instrument2021-06853
Transaction TypeTransfer
Record UpdatedOct 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address305 W BASSETT ST, NELSON, IL 61021-7501

Mortgage

Document Number0202106854
DateSep 30, 2021
Instrument2021-06854
Lender
NameSAUK VALLEY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address26595 CAPP RD, STERLING, IL 61081-9403
Document Number0000003432
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyHB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address26595 CAPP RD STERLING IL 610819403, STERLING, IL 61081-9403

Mortgage

Document Number0000003432
DateJun 16, 2020
Instrument3432
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHITESIDE IL
Recording DateMar 2, 2020
Property Address26595 CAPP RD, STERLING, IL 61081-9403
Document Number0000001173
Instrument DateFeb 27, 2020
Instrument1173
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address26595 CAPP RD STERLING IL 610819403, STERLING, IL 61081-9403

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionJordan Township
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,045.00$36,718 Land $3,595 Building $33,123
2024$110,154 Land $10,785 Building $99,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Jo-Carroll Energy
Fiber
1,000 / 1,000
JCWIFI.com
Fixed Wireless
200 / 200
T-Mobile
Fixed Wireless
100 / 20

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