26592 E Bonfield Rd, Oxford, MD 21654 Property Records

Talbot County property record for 26592 E Bonfield Rd, Oxford, MD 21654

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,483 sqft · built 1794
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2015)
Tax Bill	$6,805 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-132641`

Property Details

APN / Parcel Number

Primary APN	`03-132641`
Alternative APNs	`3132641` `132641`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,483 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1794
Effective Year Built	Effective 1794
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	126,324 sqft (2.9 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	174 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	132641
Street Address	26592 E BONFIELD RD
City	OXFORD
State	MD
Zip	21654-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	LOT 1A-2.9083 AC N/W OF EVERGREEN RD NR OXFORD
Legal Subdivision	THE LAND OF ROBERT G SHANNAHAN
Legal Lot Number	1A
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	1
Census Block	1015
Census Tract	960900

Owner

26592 E Bonfield Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26592 E BONFIELD RD, OXFORD, MD 21654-1423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jan 31, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2015 · Amount on File
Deed Sale	Oct 20, 2015 · Amount on File
Prior Sale	Jun 22, 1987 · Amount on File
Deed Book / Page	2302 / 338
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	26592 E BONFIELD RD, OXFORD, MD 21654-1423
Transaction Type	Mortgage
Record Updated	Nov 24, 2023
Title Company	NOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030830142
Date	Nov 7, 2023
Book Page	3083/142

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	26592 E BONFIELD RD, OXFORD, MD 21654-1423
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26592 E BONFIELD RD, OXFORD, MD 21654-1423

Mortgage

Document Number	0029750402
Date	May 13, 2022
Book Page	2975/402

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	26592 E BONFIELD RD, OXFORD, MD 21654-1423
Document Number	0025160138
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26592 E BONFIELD RD OXFORD MD 216541423, OXFORD, MD 21654-1423

Mortgage

Document Number	0025160138
Date	Feb 26, 2018
Book Page	002516/000138

Lender

Name	BRANCH BK&TR
Type	Bank
Address	COLUMBIA, MD 21044-3509

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 26592 E Bonfield Rd was $6,805 with a homeowner's exemption, up 2.7% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,805.00 (+2.66%) Homeowner's exemption	$900,000 Land $330,200 Building $569,800	$900,000 Land $330,200 Building $569,800
2025	$6,629.00 Homeowner's exemption
2023	$6,059.00	$708,400 Land $330,200 Building $378,200	$708,400 Land $330,200 Building $378,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26592 E Bonfield Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	34 (2003–2024)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26592 E Bonfield Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Easton Velocity Fiber	1,000 / 125
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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