26590 River Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 26590 River Rd, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1974
Lot Size	1.02 acres (44,866 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2021)
Tax Bill	$8,568 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-280-028-000`

Property Details

APN / Parcel Number

Primary APN	`117-280-028-000`
Alternative APN	`117-280-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	44,866 sqft
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	117-280-028
Street Address	26590 RIVER RD
City	CLOVERDALE
State	CA
Zip	95425-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR15
Legal Description	UNINCORP COUNTY CA
Legal Subdivision	PALOMINO LAKE A
Legal Block	3
Legal Lot Number	14
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3097
Census Tract	154100

Owner

26590 River Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26590 RIVER RD, CLOVERDALE, CA 95425-4331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jul 31, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	202183557
Prior Transfer Date	Oct 20, 2004
Prior Transfer Doc	0000191067
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 21, 2021
Property Address	26590 RIVER RD, CLOVERDALE, CA 95425-4331
Document Number	0000083557
Map Reference	MB 87 PG 19-23
Instrument Date	Jul 15, 2021
Instrument	2021083557
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26590 RIVER RD, CLOVERDALE, CA 95425-4331

Mortgage

Document Number	0000083558
Date	Jul 21, 2021
Instrument	2021083558

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 31, 2018
Property Address	26590 RIVER RD, CLOVERDALE, CA 95425-4331
Document Number	0000054372
Instrument Date	Jul 26, 2018
Instrument	54372
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	573 HILLSIDE DR CLOVERDALE CA 954253123, CLOVERDALE, CA 95425-3123

Mortgage

Document Number	54373
Date	Jul 31, 2018
Instrument	54373

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 26590 River Rd was $8,568.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,700 (+2%) Land $378,850 Building $378,850
2025	$8,568.00	$742,844 Land $371,422 Building $371,422
2023	$8,360.00 (+1.81%)	$714,000 Land $357,000 Building $357,000
2022	$8,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26590 River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26590 River Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALOMINO LAKES MUTUAL WATER CO. private · serves 300 people · EPA ID CA4900570
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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