2659 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 2659 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,787 sqft · built 1985
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$224,400 (Jul 2021)
Tax Bill$3,459 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Feb 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5250-1415-0690

Property Details

APN / Parcel Number

Primary APNR32-323-17-5250-1415-0690
Alternative APNs
  • 00431697
  • 431697

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,787 sqft Living Area
1st Floor Area1,787 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area282 sqft
Deck Area720 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00431697
Street Address2659 WATERFALL DR
CitySPRING HILL
StateFL
Zip34608-4440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 25 BLK 1415 LOT 69
Legal Range17E
Legal Township23S
Legal Section23
Legal SubdivisionSPRING HILL UNIT 25
Legal Block1415
Legal Lot Number69
Legal Unit25
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1007
Census Tract41103

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2659 WATERFALL DR, SPRING HILL, FL 34608-4440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Warranty Deed, Transfer · Conventional Mortgage
GTE FCU
Feb 23, 2018Quit Claim Deed, Transfer
Quitclaim
May 12, 2017Warranty Deed, Transfer · VA Mortgage
IFREEDOM DIRECT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Prior SaleFeb 23, 2018
Deed Document Number2021049882
Deed Book / Page4021 / 550
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJul 1, 2021
Property Address2659 WATERFALL DR, SPRING HILL, FL 34608-4440
Document Number0040210550
Book / Page4021 / 550
Map ReferenceMB 10 PG 61
Instrument DateJun 30, 2021
Instrument2021049882
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyALL ABOUT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,570.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9740 REX ST, 9740, HUDSON, FL 34669-3879

Transferred To (Grantee/Buyer)

NameVerified Name
Address2659 WATERFALL DR, SPRING HILL, FL 34608-4440

Mortgage

Document Number4021552
DateJul 1, 2021
Instrument4021/552
Lender
NameGTE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateFeb 23, 2018
Property Address2659 WATERFALL DR, SPRING HILL, FL 34608-4440
Document Number0035560519
Book / Page003556 / 000519
Instrument DateOct 5, 2017
Instrument11255
Transaction TypeTransfer
Record UpdatedMar 26, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2659 WATERFALL DR SPRING HILL FL 346084440, SPRING HILL, FL 34608-4440

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 12, 2017
Property Address2659 WATERFALL DR, SPRING HILL, FL 34608-4440
Document Number0034690427
Book / Page003469 / 000427
Instrument DateMay 11, 2017
Instrument27270
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2659 WATERFALL DR SPRING HILL FL 346084440, SPRING HILL, FL 34608-4440

Mortgage

Document Number34690429
DateMay 12, 2017
Book Page003469/000429
Instrument27271
Lender
NameIFREEDOM DIRECT
AddressSALT LAKE CITY, UT 84116
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 11, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,459.00 (+0.67%) Additional exemption filed$281,765 (+5.99%)$285,672 (+4.92%) Land $43,950 Building $241,722
2023$265,849 (+3%) Land $37,419 Building $228,430
2022$3,436.00 Homeowner's exemption$258,106 Land $27,000 Building $231,106$272,273 Land $36,000 Building $236,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

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