2659 Wallace Lake Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2659 Wallace Lake Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	Individual on Record
Last Sale	$35,000 (Aug 2016)
Tax Bill	$2,312 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-30-0000-00181-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-30-0000-00181-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,810 sqft Heated Area
Gross Area	2,920 sqft
1st Floor Area	2,338 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	140 ft deep x 3,110 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	372 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	132N300000001810000
Street Address	2659 WALLACE LAKE RD
City	PACE
State	FL
Zip	32571-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM NE CORN OF W2 SEC 18-2N-29 THN S129'48W ON E LN 3077.95 FT THN S7309'54W 3835.50 FT THN S70*04'18W 1003.64 FT THN
Legal Range	30W
Legal Township	02N
Legal Section	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1013
Census Tract	10302

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2659 WALLACE LAKE RD, PACE, FL 32571-9129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
Jun 5, 2019	Loan Modification, Mortgage · Conventional Mortgage HARVESTERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2016 · Amount on Record
Deed Sale	Aug 23, 2016 · Amount on Record
Deed Document Number	201633460
Deed Book / Page	3550 / 0257
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2659 WALLACE LAKE RD, PACE, FL 32571-9129
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 WALLACE LAKE RD, PACE, FL 32571-9129

Mortgage

Document Number	0040861790
Date	Mar 15, 2021
Book Page	4086/1790
Instrument	202116811

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2659 WALLACE LAKE RD, PACE, FL 32571-9129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037641226
Date	Sep 11, 2018
Book Page	3764/1226
Instrument	201838799

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Aug 1, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	2659 WALLACE LAKE RD, PACE, FL 32571-9129
Document Number	0038630197
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 WALLACE LAKE RD PACE FL 325719129, PACE, FL 32571-9129

Mortgage

Document Number	0038630197
Date	Aug 23, 2019
Book Page	003863/000197
Instrument	37503

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Fixed Rate
Rate	4.33%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,312.00 (+3.72%) Homeowner's exemption	$216,122 (+3%)	$270,321 (+0.85%) Land $50,100 Building $220,221
2023	$2,229.00 (+2.77%) Homeowner's exemption	$209,827 (+3%)	$268,048 (+1.01%) Land $50,100 Building $217,948
2022	$2,169.00 Homeowner's exemption	$203,716	$265,376 Land $50,100 Building $215,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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