2659 Trinity Cir NW, Winter Haven, FL 33881 Property Records

Polk County property record for 2659 Trinity Cir NW, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 1970
Lot Size	0.274 acres (11,940 sqft)
Owner	Individual Name on Record
Last Sale	$163,950 (Dec 2017)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-13-344100-000020`

Property Details

APN / Parcel Number

Primary APN	`25-28-13-344100-000020`
Alternative APNs	`132825344100000020` `32825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	1,729 sqft
1st Floor Area	1,330 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	11,940 sqft (0.274 acres)
Lot Dimensions	140 ft deep x 89 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	632 sqft
Patio Area	36 sqft
Shed	1 Shed
Utility Building	168 sqft

Location & Zoning

Street Address	2659 TRINITY CIR NW
City	WINTER HAVEN
State	FL
Zip	33881-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAVEN GROVES ESTATES UNIT #2 PB 48 PG 6 LOT 2
Legal Range	25E
Legal Township	28S
Legal Section	13
Legal Subdivision	HAVEN GROVE ESTATES UNIT 02
Legal Tract	344100
Legal Block	1
Legal Lot Number	2
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1031
Census Tract	13400

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2659 TRINITY CIR NW, WINTER HAVEN, FL 33881-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2017	Warranty Deed, Transfer HOME PT FIN'L
Aug 9, 2017	Warranty Deed, Transfer EQUITABLE TITLE/W ORLANDO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	2017240182
Deed Book / Page	10340 / 1675
Prior Transfer Date	Mar 7, 2016
Prior Transfer Doc	0098220096
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2659 TRINITY CIR NW, WINTER HAVEN, FL 33881-1155
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 TRINITY CIR NW, WINTER HAVEN, FL 33881-1155

Mortgage

Document Number	0000323705
Date	Dec 13, 2021
Book Page	12024/484
Instrument	20210323705

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Feb 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 14, 2017
Property Address	2659 TRINITY CIR NW, WINTER HAVEN, FL 33881-1155
Document Number	0103401675
Book / Page	010340 / 001675
Instrument Date	Dec 11, 2017
Instrument	240182
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 TRINITY CIR NW WINTER HAVEN FL 338811155, WINTER HAVEN, FL 33881-1155

Mortgage

Document Number	103401676
Date	Dec 14, 2017
Book Page	010340/001676
Instrument	240183

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 9, 2017
Property Address	2659 TRINITY CIR NW, WINTER HAVEN, FL 33881-1155
Document Number	0102281158
Book / Page	010228 / 001158
Instrument Date	Aug 4, 2017
Instrument	152079
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	EQUITABLE TITLE/W ORLANDO LLC

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,551 (+2.7%)	$217,150 (-7.27%) Land $17,288 Building $199,862
2025	$1,548.00 (-28.23%) Homeowner's exemption	$157,304 (+5.99%)	$234,163 (-1.71%) Land $17,288 Building $216,875
2024	$2,157.00 (+8.66%)
2023	$1,985.00 (+4.14%) Homeowner's exemption	$148,418 (+3%)	$238,246 (+10.62%) Land $16,821 Building $221,425
2022	$1,906.00 Homeowner's exemption	$144,095	$215,367 Land $14,018 Building $201,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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