2659 Gay St, Eugene, OR 97408 Property Records

Lane County property record for 2659 Gay St, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,052 sqft · built 1961
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-17-13-11100-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-17-13-11100-000`
Alternative APN	`0158327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,052 sqft Finished Area
1st Floor Area	1,052 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	540 sqft
Driveway	Driveway
Driveway Area	881 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0158327
Street Address	2659 GAY ST
City	EUGENE
State	OR
Zip	97408-4777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:CRESCENT PARK SEC/TWN/RNG/MER:SEC 17 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	CRESCENT PARK
Legal Lot Number	11100
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1003
Census Tract	2203

Owner

2659 Gay St is owned and occupied by an individual who acquired it in August 2016.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	2659 GAY ST, EUGENE, OR 97408-4777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU
Jan 11, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PACIFIC CASCADE FCU
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2016
Deed Sale	Aug 24, 2016
Prior Sale	Sep 8, 2008
Deed Document Number	2016-043971
Prior Transfer Date	Dec 4, 2015
Prior Transfer Doc	2015-059049
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2659 GAY ST, EUGENE, OR 97408-4777
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019372
Date	Mar 22, 2021
Instrument	2021-019372

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2659 GAY ST, EUGENE, OR 97408-4777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001305
Date	Jan 11, 2019
Instrument	2019-001305

Lender

Name	PACIFIC CASCADE FCU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2659 GAY ST, EUGENE, OR 97408-4777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054986
Date	Dec 2, 2019
Instrument	2019-054986

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2659 Gay St was $3,973.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00	$203,949	$403,279 Land $175,902 Building $227,377
2023	$3,824.00 (+4.03%)	$192,242 (+3%)	$381,545 (+1.17%) Land $123,473 Building $258,072
2022	$3,676.00	$186,643	$377,143 Land $91,466 Building $285,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2659 Gay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2659 Gay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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