2659 Forge Rd, Toano, VA 23168 Property Records

James City County property record for 2659 Forge Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,875 sqft · built 2023
Lot Size	11 acres (481,991 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2021)
Tax Bill	$11,404 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-4 03-0-0003`

Property Details

APN / Parcel Number

Primary APN	`11-4 03-0-0003`
Alternative APN	`36429`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,875 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	481,991 sqft (11 acres)
Garage Type	Attached
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,055 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	36429
Street Address	2659 FORGE RD
City	TOANO
State	VA
Zip	23168-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	L-3 PH-2 WILLOW POND ESTATES
Legal Subdivision	WILLOW POND ESTATES
Legal Phase	2
Legal Lot Number	3
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2011
Census Tract	80402

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2659 FORGE RD, TOANO, VA 23168-8716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	210016382
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2659 FORGE RD, TOANO, VA 23168-8716
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210023566
Date	Dec 1, 2021
Instrument	210023566

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	375 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 11, 2021
Property Address	2659 FORGE RD, TOANO, VA 23168-8716
Document Number	0210016382
Instrument Date	Aug 4, 2021
Instrument	210016382
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 EASTERN SHORES RD, LITTLETON, NC 27850-9356

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,404.00 (+6.31%)	$1,381,600 (+0.79%) Land $136,200 Building $1,245,400	$1,381,600 (+0.79%) Land $136,200 Building $1,245,400
2024	$10,727.00
2023		$1,370,800 Land $125,400 Building $1,245,400	$1,370,800 Land $125,400 Building $1,245,400
2022	$945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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