2659 89th Street Cir E, Palmetto, FL 34221 Property Records

Manatee County property record for 2659 89th Street Cir E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,202 sqft · built 2023
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Company Names on Record
Last Sale	$441,428 (Dec 2023)
Tax Bill	$5,339 (2024)
Deeds & Mortgages	Apr 2026 Sale Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6316-0615-9`

Property Details

APN / Parcel Number

Primary APN	`6316-0615-9`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,202 sqft Living Area
Gross Area	2,927 sqft
1st Floor Area	1,101 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2659 89TH STREET CIR E
City	PALMETTO
State	FL
Zip	34221-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103, HERON BAY PI #6316.0615/9
Legal Subdivision	HERON BAY
Legal Lot Number	103
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2005
Census Tract	1602

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2659 89TH STREET CIR E, PALMETTO, FL 34221-1323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2023	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Deed Document Number	2023133733
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000039141
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 7, 2026
Property Address	2659 89TH STREET CIR E, PALMETTO, FL 34221-1323
Document Number	0000039141
Instrument Date	Apr 7, 2026
Instrument	202639141
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2659 89TH STREET CIR E, PALMETTO, FL 34221-1323

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 19, 2023
Property Address	2659 89TH STREET CIR E, PALMETTO, FL 34221-1323
Document Number	0041133733
Map Reference	MB 73 PG 1
Instrument Date	Dec 14, 2023
Instrument	202341133733
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,090.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 89TH STREET CIR E, PALMETTO, FL 34221-1323

Mortgage

Document Number	0041133734
Date	Dec 19, 2023
Instrument	202341133734

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,603 (-0.84%) Land $65,025 Building $309,578	$374,603 (-0.84%) Land $65,025 Building $309,578
2025		$377,762 (+2,518.62%) Land $65,025 Building $312,737	$377,762 (+2,518.62%) Land $65,025 Building $312,737
2024	$5,339.00 (+1,153.29%)
2023	$426.00 (+95.41%)	$14,426 (-) Land $14,426	$14,426 (-) Land $14,426
2022	$218.00	$14,426 Land $14,426	$14,426 Land $14,426

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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