26584 Co Rd 50, Cold Spring, MN 56320 Property Records

Stearns County property record for 26584 Co Rd 50, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1967
Lot Size	7.53 acres (327,874 sqft)
Owner	Individual Name on File
Tax Bill	$2,486 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-03165-0000`

Property Details

APN / Parcel Number

Primary APN	`05-03165-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	1,180 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	327,874 sqft (7.53 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Storage Building	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	26584 COUNTY ROAD 50
City	COLD SPRING
State	MN
Zip	56320-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 1/2 INT IN OUTLOTS A&B HERMIT LAKE ESTATES PUD SECTION 33 TOWNSHIP 124 RANGE 030 HERMIT LAKE ESTATES PUD SECTION 33
Legal Range	30W
Legal Township	124
Legal Section	33
Legal Subdivision	HERMIT LAKE ESTATES PUD
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	COLLEGEVILLE
Census Block Group	1
Census Block	1046
Census Tract	11305

Owner

26584 Co Rd 50 is owned and occupied by an individual.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	26584 COUNTY ROAD 50, COLD SPRING, MN 56320-9665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit FALCON NATIONAL BANK
Dec 27, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jul 28, 2026
Property Address	26584 COUNTY ROAD 50, COLD SPRING, MN 56320-9665
Document Number	0001717991
Instrument Date	Jul 21, 2026
Instrument	20261717991
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	26584 COUNTY ROAD 50, COLD SPRING, MN 56320-9665

Mortgage

Document Number	0001717991,
Date	Jul 28, 2026
Instrument	20261717991

Lender

Name	FALCON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 21, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 27, 2021
Property Address	26584 COUNTY ROAD 50, COLD SPRING, MN 56320-9665
Document Number	00A1622691
Instrument Date	Feb 16, 2021
Instrument	A1622691
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26584 COUNTY ROAD 50, COLD SPRING, MN 56320-9665

Tax Assessment & Valuation

The 2026 property tax bill for 26584 Co Rd 50 was $2,486.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Collegeville Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,486.00	$310,500 (+7.18%) Land $114,600 Building $195,900	$310,500 (+7.18%) Land $114,600 Building $195,900
2025		$289,700 Land $107,400 Building $182,300	$289,700 Land $107,400 Building $182,300
2023	$2,462.00	$285,300 Land $105,500 Building $179,800	$285,300 Land $105,500 Building $179,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26584 Co Rd 50 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26584 Co Rd 50 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 50

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