2658 Bernies Rd, Ely, MN 55731 Property Records

Lake County property record for 2658 Bernies Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1957
Lot Size	3.14 acres (136,778 sqft)
Owner	Trust Name on Record
Tax Bill	$5,284 (2025)
Deeds & Mortgages	Jul 2023 Foreclosure
APN	`28-6409-31190`

Property Details

APN / Parcel Number

Primary APN	`28-6409-31190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Gross Area
1st Floor Area	1,760 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Material	Wood
Lot Area	136,778 sqft (3.14 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2658 BERNIES RD
City	ELY
State	MN
Zip	55731-8286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 EXC THOSE PARTS DESC IN BK 52 OF D PG
Legal Range	09W
Legal Township	64N
Legal Section	31
Legal Lot Number	8
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1057
Census Tract	370101

Owner

Source: Lake County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 17, 2008
Transfer Doc	0000168351
Record Updated	Sep 20, 2026

July 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE MN
Recording Date	Jul 27, 2023
Property Address	2658 BERNIES RD, ELY, MN 55731-8286
Document Number	A000202688
Instrument Date	Jun 29, 2023
Instrument	A000202688
Transaction Type	Foreclosure
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15651 S PEBBLE LN, FORT MYERS, FL 33912-2340

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821,400 (+13.27%) Land $167,400 Building $654,000	$821,400 (+13.27%) Land $167,400 Building $654,000
2025	$5,284.00
2023		$725,200 Land $193,900 Building $531,300	$725,200 Land $193,900 Building $531,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 91% of Minnesota
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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