Jackson County property record for 2657 Sapp Rd, Cottondale, FL 32431
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 6 ba · 3,326 sqft · built 2006 |
| Lot Size | 19.7 acres (859,439 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $47,000 (Dec 2004) |
| Tax Bill | $3,789 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-4N-12-0000-0140-0020 |
| Primary APN | 10-4N-12-0000-0140-0020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 3,326 sqft Heated Area |
| Gross Area | 4,916 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 859,439 sqft (19.7 acres) |
| Pool Area | 532 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2657 SAPP RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | OR 341 P 475 OR 996 P 722 COMM AT SEC OF SECT, RUN N ALONG SE1/4 OF SECT, 793.6 FT TO BEGIN, W 662.36 FT TO E1/2 OF E1/2 OF S |
| Legal Range | 12W |
| Legal Township | 04N |
| Legal Section | 10 |
| Legal Subdivision | W M JERKINS PLAT OF COMPASS LAKE |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 210400 |
Source: Jackson County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2657 SAPP RD, COTTONDALE, FL 32431-7217 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2004 · Amount on Record |
| Deed Sale | Dec 29, 2004 · Amount on Record |
| Deed Document Number | 0000996722 |
| Deed Book / Page | 996 / 722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2657 SAPP RD, COTTONDALE, FL 32431-7217 |
| Document Number | 0016670263 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2657 SAPP RD COTTONDALE FL 324317217, COTTONDALE, FL 32431-7217 |
| Document Number | 0016670263 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 001667/000263 |
| Instrument | 32010490 |
| Name | ONE FLORIDA BK |
|---|---|
| Address | ORLANDO, FL 32803 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 5, 2035 |
Source: Jackson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,789.00 (+2.85%) Homeowner's exemption | $324,560 (+2.85%) Land $14,213 Building $310,347 | $453,196 (-1.08%) |
| 2024 | $3,684.00 (+5.29%) Homeowner's exemption | $315,574 (+2.98%) Land $5,713 Building $309,861 | $458,152 (+3.11%) Land $8,500 Building $449,652 |
| 2023 | $3,499.00 (+9.76%) Homeowner's exemption | $306,455 (+2.94%) | $444,353 (+20.35%) Land $14,119 Building $430,234 |
| 2022 | $3,188.00 Homeowner's exemption | $297,693 Land $5,619 Building $292,074 | $369,208 Land $8,000 Building $361,208 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, T-Mobile USA.
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