Lake County property record for 2657 Pam St, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 1997 |
| Lot Size | 0.173 acres (7,577 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,500 (May 2021) |
| Tax Bill | $4,377 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-26-0505-000-02300 |
| Primary APN | 06-20-26-0505-000-02300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 7,577 sqft (0.173 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 275 sqft |
| Porch | Open Porch |
| Porch Area | 350 sqft |
| Deck Area | 875 sqft |
| Patio Area | 39 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3679580 |
|---|---|
| Street Address | 2657 PAM ST |
| City | TAVARES |
| State | FL |
| Zip | 32778-9110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAVARES TAVADORA REPLAT SUB LOT 23 PB 36 PGS 61-62 ORB 5711 PG 1742 |
| Legal Range | 26E |
| Legal Township | 20S |
| Legal Section | 06 |
| Legal Subdivision | TAVADORA REPLAT |
| Legal Tract | 505 |
| Legal Lot Number | 23 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30806 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2657 PAM ST, TAVARES, FL 32778-9110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 2021068746 |
| Deed Book / Page | 5711 / 1742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 18, 2021 |
| Property Address | 2657 PAM ST, TAVARES, FL 32778-9110 |
| Document Number | 0057111742 |
| Book / Page | 5711 / 1742 |
| Map Reference | MB 36 PG 61 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021068746 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,403.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3322 COUNTY ROAD 2225, TROY, AL 36079-3240 |
| Name | Verified Name |
|---|---|
| Address | 2657 PAM ST, TAVARES, FL 32778-9110 |
| Document Number | 0057111744 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 5711/1744 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2657 PAM ST, TAVARES, FL 32778-9110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051001671 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 5100/1671 |
| Instrument | 2018048187 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,855 (+2.43%) Land $46,500 Building $178,355 | $224,855 (+2.43%) Land $46,500 Building $178,355 | |
| 2024 | $4,377.00 (+3.87%) | ||
| 2023 | $4,214.00 (+0.19%) | $219,531 (+3.06%) | $219,531 (+3.06%) Land $46,500 Building $173,031 |
| 2022 | $4,206.00 | $213,020 | $213,020 Land $40,425 Building $172,595 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2013–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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