2657 NC 126, Morganton, NC 28655 Property Records

Burke County property record for 2657 NC 126, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,444 sqft · built 1950
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Aug 2021)
Tax Bill$1,338 (2026)
Deeds & MortgagesAug 2021 Transfer
Aug 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1774087144

Property Details

APN / Parcel Number

Primary APN1774087144
Alternative APN
  • 19516

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,444 sqft Living Area
1st Floor Area1,064 sqft
Basement Area232 sqft
Unfinished Basement232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area50,094 sqft (1.15 acres)

Exterior Amenities

PorchSlab
Porch Area214 sqft
Deck Area96 sqft
Patio Area96 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2657 NC 126
CityMORGANTON
StateNC
Zip28655-7840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description2657 NC 126 MORGANTON, NC 28655
Legal SubdivisionLENOIR WHITE PROPERTY
JurisdictionBURKE NC
Township / Civil DivisionQUAKER MEADOWS
Census Block Group2
Census Block2000
Census Tract20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2657 NC 126, MORGANTON, NC 28655-7840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Quit Claim Deed, Transfer
Quitclaim
Aug 2, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Mar 24, 2020Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU
Oct 17, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Prior SaleMar 24, 2020 · Amount on Record
Deed Document Number20219082
Deed Book / Page2559 / 677
Prior Transfer DateJul 27, 2021
Prior Transfer Doc0025590674
Record UpdatedOct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBURKE NC
Recording DateAug 2, 2021
Property Address2657 NC 126, MORGANTON, NC 28655-7840
Document Number0025590674
Book / Page2559 / 674
Instrument DateJul 27, 2021
Instrument2021009081
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2657 NC 126, MORGANTON, NC 28655-7840

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateAug 2, 2021
Property Address2657 NC 126, MORGANTON, NC 28655-7840
Document Number0025590677
Book / Page2559 / 677
Instrument DateJul 9, 2021
Instrument2021009082
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address216 NOBLITT RD, MARION, NC 28752-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2657 NC 126, MORGANTON, NC 28655-7840

Mortgage

Document Number2021009083
DateAug 2, 2021
Instrument2021009083
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMar 24, 2020
Property Address2657 NC 126, MORGANTON, NC 28655-7840
Document Number0024550472
Book / Page2455 / 472
Instrument DateMar 19, 2020
Instrument2017038546
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$329.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 BELVEDERE DR, 111, MORGANTON, NC 28655-8033

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 NOBLITT RD, MARION, NC 28752-5126

Mortgage

Document Number2017038547
DateMar 24, 2020
Instrument2017038547
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateOct 17, 2019
Property Address2657 NC 126, MORGANTON, NC 28655-7840
Document Number0024300185
Book / Page002430 / 000185
Instrument DateOct 8, 2019
Instrument33358
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$71.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 BELVEDERE DR MORGANTON NC 286558033, MORGANTON, NC 28655-8033

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,338.00 (+0.38%)$195,478 (-) Land $14,654 Building $180,824$195,478 (-) Land $14,654 Building $180,824
2025$1,333.00 (-0.45%)$195,478 (-) Land $14,654 Building $180,824$195,478 (-) Land $14,654 Building $180,824
2023$1,339.00$195,478 Land $14,654 Building $180,824$195,478 Land $14,654 Building $180,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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