Cass County property record for 2656 Smith St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,292 sqft · built 1970 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,500 (May 2006) |
| Tax Bill | $1,376 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-020-170-069-00 |
| Primary APN | 14-020-170-069-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,292 sqft Building Perimeter |
| 1st Floor Area | 1,292 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 420 sqft |
| Street Address | 2656 SMITH ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-9347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . 720B SEC 21 T7S R16W LOTS 69 & 70 LAKEVIEW. |
| Legal Subdivision | LAKEVIEW |
| Legal Lot Number | 69,70 |
| Jurisdiction | CASS MI |
| Township / Civil Division | HOWARD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1500 |
2656 Smith St is owned and occupied by two individuals who bought it in May 2006.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2656 SMITH ST, NILES, MI 49120-9347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2006 · Amount on File |
| Deed Sale | May 9, 2006 · Amount on File |
| Deed Book / Page | 936 / 9 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 2656 SMITH ST, NILES, MI 49120-9347 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 1197/1781 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 1197/1781 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Address | ELKHART, IN 46516 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 2656 Smith St was $1,376 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Howard Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,900 (+5.54%) Land $100,900 | $201,800 (+5.54%) Land $201,800 | |
| 2025 | $1,376.00 Homeowner's exemption | $95,600 Land $95,600 | $191,200 Land $191,200 |
| 2023 | $105,000 | $210,000 | |
| 2022 | $1,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2656 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2656 Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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