2656 Ridgetop Ln, Clermont, FL 34711 Property Records

Lake County property record for 2656 Ridgetop Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 2020
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$329,600 (Dec 2020)
Tax Bill	$4,229 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-22-26-0100-000-07600`

Property Details

APN / Parcel Number

Primary APN	`34-22-26-0100-000-07600`
Alternative APN	`3916424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,729 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3916424
Street Address	2656 RIDGETOP LN
City	CLERMONT
State	FL
Zip	34711-7538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW PB 71 PG 58-62 LOT 76 ORB 5605 PG 169
Legal Range	26E
Legal Township	22S
Legal Section	34
Legal Subdivision	CRESTVIEW
Legal Tract	100
Legal Lot Number	76
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2014
Census Tract	31306

Owner

2656 Ridgetop Ln is owned and occupied by an individual who bought it in December 2020.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	2656 RIDGETOP LN, CLERMONT, FL 34711-7538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Deed Document Number	2020143488
Deed Book / Page	5605 / 169
Record Updated	Jun 8, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 21, 2020
Property Address	2656 RIDGETOP LN, CLERMONT, FL 34711-7538
Document Number	0056050169
Book / Page	5605 / 169
Map Reference	MB 71 PG 58-62
Instrument Date	Dec 17, 2020
Instrument	2020143488
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,307.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 RIDGETOP LN, CLERMONT, FL 34711-7538

Mortgage

Document Number	0005605171
Date	Dec 21, 2020
Instrument	5605/171

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,230 Land $100,000 Building $197,230	$378,738 Land $100,000 Building $278,738
2024	$4,229.00 (+1.95%)
2023	$4,148.00 (+3.06%) Homeowner's exemption	$280,450 (+3%)	$325,171 (+2.51%) Land $60,000 Building $265,171
2022	$4,025.00 Homeowner's exemption	$272,290	$317,216 Land $60,000 Building $257,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2656 Ridgetop Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2656 Ridgetop Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Ridgetop Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures