26554 S Jacob Dr, Channahon, IL 60410 Property Records

Grundy County property record for 26554 S Jacob Dr, Channahon, IL 60410

Property Summary

Property Type	Single Family Home
Details	2,740 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2020)
Tax Bill	$11,241 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-252-013`

Property Details

APN / Parcel Number

Primary APN	`03-25-252-013`

Interior

Building Area	2,740 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	26554 S JACOB DR
City	CHANNAHON
State	IL
Zip	60410-5492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HIGHLANDS UNIT 7 LT 361 SEC 25-34-8
Legal Range	08W
Legal Township	34N
Legal Section	25
Legal Subdivision	HIGHLANDS
Legal Lot Number	361
Legal Unit	7
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	4
Census Block	4171
Census Tract	103

Owner

26554 S Jacob Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Grundy County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26554 S JACOB DR, CHANNAHON, IL 60410-5492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 14, 2020	Warranty Deed, Construction Loan GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Deed Document Number	2020592460
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	26554 S JACOB DR, CHANNAHON, IL 60410-5492
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000616918
Date	Nov 23, 2022
Instrument	616918

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2052

Interest

Rate Type	Fixed Rate
Rate	9.74%

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	May 14, 2020
Property Address	26554 S JACOB DR, CHANNAHON, IL 60410-5492
Document Number	0000592460
Instrument Date	Apr 14, 2020
Instrument	592460
Transaction Type	Construction Loan
Record Updated	Jun 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26554 S JACOB DR CHANNAHON IL 604105492, CHANNAHON, IL 60410-5492

Mortgage

Document Number	592461
Date	May 14, 2020
Instrument	592461

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 26554 S Jacob Dr was $11,241 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Channahon Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,241.00	$134,373 Land $26,897 Building $107,476	$403,119 Land $80,691 Building $322,428
2022	$8,531.00 Homeowner's exemption	$107,976 Land $21,613 Building $86,363	$323,928 Land $64,839 Building $259,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26554 S Jacob Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (2013–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26554 S Jacob Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHANNAHON serves 13,380 people · EPA ID IL1970200
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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