San Diego County property record for 26554 Hwy 78, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,470 sqft · built 2006 |
| Lot Size | 9.63 acres (419,483 sqft) |
| Owner | Company Name on File |
| Last Sale | $130,000 (Jan 1992) |
| Tax Bill | $5,844 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 286-040-47-00 |
| Primary APN | 286-040-47-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,470 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 419,483 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 26554 HIGHWAY 78 |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A72 |
| Legal Description | PAR 3 TR PM10312 |
| Legal Subdivision | PARCEL MAP NO 10312 |
| Legal Tract | 10312 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20807 |
26554 Hwy 78 is owned by a company that acquired it in March 2023 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 26554 HIGHWAY 78, RAMONA, CA 92065-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Intrafamily Transfer, Transfer |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 1992 · Amount on File |
| Deed Sale | Jan 30, 1992 · Amount on File |
| Prior Sale | May 18, 1989 · Amount on File |
| Deed Document Number | 199250894 |
| Last Transfer Date | Mar 7, 2023 |
| Transfer Doc | 0000067433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 16, 2023 |
| Property Address | 26554 HIGHWAY 78, RAMONA, CA 92065-6315 |
| Document Number | 0000067433 |
| Map Reference | FILE 80-251414 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023-0067433 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 26554 HIGHWAY 78, RAMONA, CA 92065-6315 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 26554 HIGHWAY 78, RAMONA, CA 92065-6315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 26554 HIGHWAY 78, RAMONA, CA 92065-6315 |
| Document Number | 0000744323 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020-0744323 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 26554 Hwy 78 was $5,844 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $573,303 (+2%) Land $258,451 Building $314,852 | |
| 2025 | $5,844.00 Homeowner's exemption | $562,063 Land $253,384 Building $308,679 |
| 2023 | $5,615.00 (+1.54%) Homeowner's exemption | $540,240 Land $243,546 Building $296,694 |
| 2022 | $5,530.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 26554 Hwy 78 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 26554 Hwy 78 is extreme, ranking above 97.2% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.2% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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