2655 Somerset Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 2655 Somerset Ave, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,268 sqft · built 1950
Lot Size0.114 acres (4,944 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (May 2022)
Tax Bill$13,955 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN84A-200-3-2

Property Details

APN / Parcel Number

Primary APN84A-200-3-2
Alternative APN
  • 084A-0200-003-02

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,268 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,944 sqft (0.114 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2655 SOMERSET AVE
CityCASTRO VALLEY
StateCA
Zip94546-4040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00002 BLK: 0003 AR: 084A PAGE: 0200
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group2
Census Block2001
Census Tract430600

Owner

2655 Somerset Ave is owned and occupied by two individuals who bought it in May 2022.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address2655 SOMERSET AVE, CASTRO VALLEY, CA 94546-4040
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Grant Deed, Transfer · Conventional Mortgage
NMSI INC
Mar 3, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2022 · Amount on File
Deed SaleMay 17, 2022 · Amount on File
Prior SaleOct 9, 2015 · Amount on File
Deed Document Number202295750
Record UpdatedOct 29, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateMay 17, 2022
Property Address2655 SOMERSET AVE, CASTRO VALLEY, CA 94546-4040
Document Number0000095750
Instrument DateMay 10, 2022
Instrument2022095750
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2655 SOMERSET AVE, CASTRO VALLEY, CA 94546-4040

Mortgage

Document Number0000095751
DateMay 17, 2022
Instrument2022095751
Lender
NameNMSI INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address2655 SOMERSET AVE, CASTRO VALLEY, CA 94546-4040
Document Number0000060043
Instrument DateMar 3, 2017
Transaction TypeMortgage
Record UpdatedMar 27, 2017
Title CompanyTSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2655 SOMERSET AVE CASTRO VALLEY CA 945464040, CASTRO VALLEY, CA 94546-4040

Mortgage

Document Number0000060043
DateMar 13, 2017
Instrument60043
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2655 Somerset Ave was $13,955.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,109,000 (-) Land $332,700 Building $776,300
2025$13,955.00$1,109,000 Land $332,700 Building $776,300
2023$12,808.00$1,012,000 Land $303,600 Building $708,400$1,044,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2655 Somerset Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2655 Somerset Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

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