2655 River Reach Dr, Naples, FL 34104 Property Records

Collier County property record for 2655 River Reach Dr, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	2,018 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Owner Names on File
Last Sale	$275,000 (Oct 2003)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`593200 444A35`

Property Details

APN / Parcel Number

Primary APN	`593200 444A35`
Alternative APNs	`69651960006133100444` `69651960006`

Interior

Stories	1 Story
Building Area	2,018 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	2,018 sqft

Exterior

Year Built	Built 1988
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Account Number	593200 444A35
Old Parcel Number	69651960006133100444
Street Address	2655 RIVER REACH DR
City	NAPLES
State	FL
Zip	34104-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVER REACH LOT 44
Legal Range	25
Legal Township	49
Legal Section	35
Legal Subdivision	RIVER REACH
Legal Tract	593200
Legal Lot Number	44
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1007
Census Tract	10401

Owner

Source: Collier County records · APN 593200 444A35

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2655 RIVER REACH DR, NAPLES, FL 34104-6932
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2003 · Amount on Record
Deed Sale	Oct 21, 2003 · Amount on Record
Prior Sale	Mar 15, 1994 · Amount on Record
Deed Document Number	0034262129
Deed Book / Page	3426 / 2129
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2655 RIVER REACH DR, NAPLES, FL 34104-6932
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057391136
Date	Mar 13, 2020
Book Page	5739/1136
Instrument	5842596

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00 (+8.47%) Homeowner's exemption	$236,599 (+5.99%)	$499,073 (+1.65%) Land $316,246 Building $182,827
2023	$2,160.00 (-1.32%) Homeowner's exemption	$223,234 (+3%)	$490,977 (-5.29%) Land $275,517 Building $215,460
2022	$2,189.00 Homeowner's exemption	$216,732	$518,402 Land $296,839 Building $221,563

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	245 (1995–2024)
Claims Outside the SFHA	25 of 245
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 94 claims Hurricane Ian, Sep 2022 · 127 claims Hurricane Irma, Sep 2017 · 12 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Orlando Telephone Company, T-Mobile USA, Verizon.

Based on FCC filings for 84 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPLES WATER DEPT serves 83,804 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.