2655 Holderness Ln, San Diego, CA 92154 Property Records

San Diego County property record for 2655 Holderness Ln, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1980
Lot Size	0.155 acres (6,773 sqft)
Owner	Trust Name on File
Last Sale	$112,500 (May 1984)
Tax Bill	$3,308 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`628-200-18-00`

Property Details

APN / Parcel Number

Primary APN	`628-200-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,773 sqft (0.155 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2655 HOLDERNESS LN
City	SAN DIEGO
State	CA
Zip	92154-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	LOT 18 TR 008928
Legal Subdivision	SUNBURST LA PALMA
Legal Tract	008928
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	10107

Owner

2655 Holderness Ln is owner-occupied and held in a trust since November 2003.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	2655 HOLDERNESS LN, SAN DIEGO, CA 92154-1419
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 12, 2018	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 1984 · Amount on File
Deed Sale	May 23, 1984 · Amount on File
Deed Document Number	1984191531
Last Transfer Date	Nov 20, 2003
Transfer Doc	0001400344
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2655 HOLDERNESS LN, SAN DIEGO, CA 92154-1419
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 HOLDERNESS LN, SAN DIEGO, CA 92154-1419

Mortgage

Document Number	0000068894
Date	Jan 29, 2021
Instrument	2021-0068894

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2655 HOLDERNESS LN, SAN DIEGO, CA 92154-1419
Document Number	0000431124
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2655 HOLDERNESS LN SAN DIEGO CA 921541419, SAN DIEGO, CA 92154-1419

Mortgage

Document Number	0000431124
Date	Oct 17, 2018
Instrument	431124

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2655 HOLDERNESS LN, SAN DIEGO, CA 92154-1419
Document Number	0000494030
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2655 HOLDERNESS LN SAN DIEGO CA 921541419, SAN DIEGO, CA 92154-1419

Mortgage

Document Number	0000494030
Date	Oct 24, 2017
Instrument	494030

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2655 Holderness Ln was $3,308 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$237,691 (+2%) Land $25,901 Building $211,790
2025	$3,308.00 Homeowner's exemption	$233,032 Land $25,394 Building $207,638
2023	$2,588.00 (+2.01%) Homeowner's exemption	$223,985 Land $24,409 Building $199,576
2022	$2,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2655 Holderness Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2655 Holderness Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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